A Change is Gonna Come.................

_Dolly_Rocker_

Debt Totals - 01072024
£765.10 - Very
£1,191.59 - Tesco - PIF - 05072024
£2,389.51 - Virgin
£6,749.16 - Lloyds
£11,095.36 - Total

Debt Totals - 17072024
£680.10 - Very
£2,272.88 - Virgin
£6,489.16 - Lloyds
£9,442.14 - Total

Total amount repaid - £1,653.22 

_Dolly_Rocker_

Monthly Payments
£85.00 - Very
£482.94 - Virgin
£260.00 - Lloyds
£827.94 - Total

Paid off the Tesco CC so the £300 I was using monthly to pay that I'll move to the Virgin CC. By doing that I've gone from paying this in full in May 2025 to December 2024! Actually buzzing about this and hope I can manage it. 

_Dolly_Rocker_

Just worked out that once I pay off the Virgin CC and move that payment amount over to the Lloyds CC I can pay everything off by July 2025!

This is all if I stick to the monthly amounts but I'm hoping I can pay more - Imagine if I can actually get this paid off by March - I would love that!! I mean probably won't happen but I'm aiming for it.

_Dolly_Rocker_

Got £3 for a Pinecone survey earlier today! Yay.

_Dolly_Rocker_

Getting a bonus at the end of this month! Now I'm not even looking at the supposed amount I'll be getting because it will make me SICK when I see how much I've actually received. 

Plan for this is to pay off my lodge for the week in November - me and the dogs disappearing for peace and quiet and the rest will be used for debt repayments. 

Roll on 31st July!

_Dolly_Rocker_

Monday List
- FT shift
- 2 paid dog walks
- Deep clean kitchen
- Clean living room, bedroom, dining room, bathroom
- Laundry
- Pay gas bill
- Pay factor fees
- Check bank account
- Order crocs
- Order raincoat
- Work out weekly lodge payments

Mimismoney23

You are doing so great, I just caught myself up with a your updates fir the week and you are making great head way. Your consistency is great and inspiring me to keep persevering. 

_Dolly_Rocker_

Honestly it's just coming to the conclusion that I'm cheating myself out of a happier and healthier life. 

I've not even started my diet yet so I'm  failing miserably on that but I've made a great start with the debt.

Just need to keep focused and remember that in a year I will thank myself for this. 

_Dolly_Rocker_

So not on the list today was driving my sister and her 2 kids to Craigtara but she's slept in and missed the bus and now is in a major meltdown so me to the rescue. 

That's 2.5hrs of my day gone. 

_Dolly_Rocker_

Just added a few coins to my banks. 

Wee mix to my different pots - it all adds up.