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A Change is Gonna Come.................

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  • I've spent the last 2 weeks hunting the house for a cheque that I cashed on 28th June!

    Oh well.......... had plans for that money that I've already spennt.
    Debt Free - 4th June 2025
  • Morning, 

    Just had the dogs out for their 1hr morning walk so they are now chilling and I can get to work!

    5k steps and and not even had a coffee yet. 

    Plan between now and lunchtime is to get some work done and maybe hoover my floors. 

    Debt wise nothing to report today - payday is Wednesday.
    Debt Free - 4th June 2025
  • Another £2 survey complete! 
    Debt Free - 4th June 2025
  • My wage this month is £2,900!

    Wowsers. 

    Just trying to figure out where to allocate the rest of that money. 

    I mean it's going straight to debt but just not sure how much to where. 
    Debt Free - 4th June 2025
  • Paid all my monthly payments so my debt total is now £8,444.20. 

    Started off at £11,095.36 so I am super pleased with!
    Debt Free - 4th June 2025
  • Oh forgot to mention my bad luck today - walked into the kitchen this morning and stood in a puddle of water! Leak from under the sink so got a plumber coming at some point this afternoon. 

    Could be doing without that tbh so whatever that costs will be less paid to the debt.
    Debt Free - 4th June 2025
  • Sarahwithlove
    Sarahwithlove Posts: 3,332 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    I would just pay whichever debt is due first if they are all 0%. You are doing amazing with the overpayment! 
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£400

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8440/£11641.17*


    Savings
    *Savings Buffer - £1000/£1500
    *Emergency Fund - £1010/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Wow well done you have paid so much off. Hope the leak wasn't too serious
  • Thank you!

    Plumber is back tomorrow to sort it all out, needed to order a part. 

    Having no kitchen sink has been an absolute pain.

    I'll make OP's at the end of the month when I see what is left. 

    I've got the following to fund this month;
    • Day out with my niece Wednesday
    • Lunch with a friend Thursday
    • Foodie festival with bestie and her kids Saturday 
    • Open top bus and lunch day with friend and her wee boy Monday
    I'm really going to try and keep the spends to an absolute minimum but still it's gonna be a spendy few days.
    Debt Free - 4th June 2025
  • Sounds like a fun month enjoy it :smile:
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