We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A Change is Gonna Come.................

Options
11113151617

Comments

  • Morning!

    So yesterday I went to Arnprior for the first time! Spent £20 on some drinks but one of my friends works there so entry, food and pumpkins were free. 

    She told me same deal for GlasGlow next month - so excited. 

    Still not heard about the hoover or the lamp that I've returned to need to call Very and Shark for an update. 

    Right now I'm just chilling a bit - got a dog walk 12-1 then my own dogs to walk 1-2. I'll do some housework after that and figure out what to have for dinner.

    Brekkie was bagels - had an order on Just Eat but cancelled it at the last minute - small changes will add up!
    Debt Free - 4th June 2025
  • Dogs walked and I'm home for a bit. 

    Got a wee pizza in the oven for lunch - I am starving!

    Got another episode of Criminal Minds on and I'm on the couch for at least the next hour. 
    Debt Free - 4th June 2025
  • Are you watching the new criminal minds evolution or old one? I struggled to get into the new ones but love watching the old series again. 
    *Dad loan - £5300 - £7300
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£400

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £860
    *Total debt - £8560/£11641.17*


    Savings
    *Savings Buffer - £1000/£1500
    *Emergency Fund - £1000/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • It's the old ones I'm watching - currently on season 15! Absolutely loving it. 

    After this finishes its gonna be Christmas movies all the way. 
    Debt Free - 4th June 2025
  • So did anyone manage to enjoy the extra hour this morning? 

    Luna didn't get the memo and I sent her back to bed 3 times before I realised that it she was up at her normal time. 

    We ended up out on our walk earlier so we're just gonna see what the day brings us!

    I'm WFH today but not feeling that great so I cancelled my Sunday paid walks and I'll try and pick the work up during the week to make up the money I'm losing out on. Thankfully it's only 1 dog as the other 1 is on holiday this week anyway. 

    Still no sign of my replacement hoover or lamp. 
    Debt Free - 4th June 2025
  • Hoover has been returned to Shark so hoping my replacement will be sent out in the next couple of days - I am desperate for a hoover. 

    I'm just sitting working away before I get the dogs out. 

    Will take then out at 5-5:30 and try to keep them out until about 7 - fireworks dependent. 

    Honestly it's so annoying they've been setting them off here since end of September. 
    Debt Free - 4th June 2025
  • Are you watching the new criminal minds evolution or old one? I struggled to get into the new ones but love watching the old series again. 
    So just started on the Evolution episodes and I am not as much of a fan. 

    I mean I'll keep watching it cos I'm 16 seasons in now.
    Debt Free - 4th June 2025
  • Made all by debt repayments for the month - will throw some more at it during the month if I can. 
    Debt Free - 4th June 2025
  • So annoyingly I paid my Very account by bank transfer and I've logged in and realised that it's allocated the payment to the Buy Now Pay Later that has the latest expiry date rather than the one that expires soonest. 

    I'll log back in next week and just work out that my monthly payment is still going to clear the balances in time. 

    Note to self - do not pay BNPL by BT ever again. 
    Debt Free - 4th June 2025
  • joedenise
    joedenise Posts: 17,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Is it worth contacting them to ask them to change it to the debt rather than the BNPL part of what you owe?

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.