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A Change is Gonna Come.................
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Morning!
So yesterday I went to Arnprior for the first time! Spent £20 on some drinks but one of my friends works there so entry, food and pumpkins were free.
She told me same deal for GlasGlow next month - so excited.
Still not heard about the hoover or the lamp that I've returned to need to call Very and Shark for an update.
Right now I'm just chilling a bit - got a dog walk 12-1 then my own dogs to walk 1-2. I'll do some housework after that and figure out what to have for dinner.
Brekkie was bagels - had an order on Just Eat but cancelled it at the last minute - small changes will add up!
Debt Free - 4th June 20251 -
Dogs walked and I'm home for a bit.
Got a wee pizza in the oven for lunch - I am starving!
Got another episode of Criminal Minds on and I'm on the couch for at least the next hour.Debt Free - 4th June 20251 -
Are you watching the new criminal minds evolution or old one? I struggled to get into the new ones but love watching the old series again.*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
It's the old ones I'm watching - currently on season 15! Absolutely loving it.
After this finishes its gonna be Christmas movies all the way.Debt Free - 4th June 20251 -
So did anyone manage to enjoy the extra hour this morning?
Luna didn't get the memo and I sent her back to bed 3 times before I realised that it she was up at her normal time.
We ended up out on our walk earlier so we're just gonna see what the day brings us!
I'm WFH today but not feeling that great so I cancelled my Sunday paid walks and I'll try and pick the work up during the week to make up the money I'm losing out on. Thankfully it's only 1 dog as the other 1 is on holiday this week anyway.
Still no sign of my replacement hoover or lamp.Debt Free - 4th June 20253 -
Hoover has been returned to Shark so hoping my replacement will be sent out in the next couple of days - I am desperate for a hoover.
I'm just sitting working away before I get the dogs out.
Will take then out at 5-5:30 and try to keep them out until about 7 - fireworks dependent.
Honestly it's so annoying they've been setting them off here since end of September.Debt Free - 4th June 20251 -
Sarahwithlove said:Are you watching the new criminal minds evolution or old one? I struggled to get into the new ones but love watching the old series again.
I mean I'll keep watching it cos I'm 16 seasons in now.Debt Free - 4th June 20251 -
Made all by debt repayments for the month - will throw some more at it during the month if I can.Debt Free - 4th June 20251
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So annoyingly I paid my Very account by bank transfer and I've logged in and realised that it's allocated the payment to the Buy Now Pay Later that has the latest expiry date rather than the one that expires soonest.
I'll log back in next week and just work out that my monthly payment is still going to clear the balances in time.
Note to self - do not pay BNPL by BT ever again.Debt Free - 4th June 20251 -
Is it worth contacting them to ask them to change it to the debt rather than the BNPL part of what you owe?
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