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A Change is Gonna Come.................

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  • Wow that's amazing. You must be so proud 
  • Thank you!

    Setting up my new laptop right now. 

    Gonna get a new spreadsheet on the go with all the finances for 2025, work out all my remaining debt repayments and get a plan together for adding to my LISA from April 2025. 

    Also think I'm just gonna go ahead and start a new diary to for 2025.
    Debt Free - 4th June 2025
  • Oh thats a great idea I'm useless at a spreadsheet but they are so helpful. I have just recently started adding back into my LISA just a few pounds a week, with a limited time to add into them it's a good priority saving but it's hard to do when laying off debt isn't it
  • I just paid off my Virgin credit card - woo hooooooooooooo!!!
    Debt Free - 4th June 2025
  • So I ordered some Christmas presents today - feel a little more organised. 

    Tidied up some of the house before I took the dogs out so I am going to have dinner and chill for the night. 
    Debt Free - 4th June 2025
  • Wahoooo to virgin card! 
    *Dad loan - £5300 - £7300
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£400

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £860
    *Total debt - £8560/£11641.17*


    Savings
    *Savings Buffer - £1000/£1500
    *Emergency Fund - £1000/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Ohh it's cold out thereeeeeeeeee!

    Just waiting on an email coming in so I can update a timescale in work then I'll head out with the dogs for their morning walk. They're both zooming about the place raring to go. 

    Wish I woke up with that much energy in the morning. 

    Oh I've just remembered I have a washing in the machine from yesterday - off to hang that up now.
    Debt Free - 4th June 2025
  • Right morning walk done and I'm on the couch with the laptop working now. 

    Got a meeting at 10:30am then need to pick up 2 dogs to walk at 11am. 

    Back to walk my own 2 at 1pm then back to work until later tonight!

    Will attempt to do some housework and laundry in between all of that.
    Debt Free - 4th June 2025
  • Cannot heat up after being out for 3hrs in that cold. 

    Been on a work call for the past hour and when that ends I'm gonna tidy the living room and the kitchen. 
    Debt Free - 4th June 2025
  • Oh finally time to settle for the night. 

    Dogs are zooming about the place but will be bed time for all of us soon. 
    Debt Free - 4th June 2025
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