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A Change is Gonna Come.................
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Wow that's amazing. You must be so proud2
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Thank you!
Setting up my new laptop right now.
Gonna get a new spreadsheet on the go with all the finances for 2025, work out all my remaining debt repayments and get a plan together for adding to my LISA from April 2025.
Also think I'm just gonna go ahead and start a new diary to for 2025.Debt Free - 4th June 20251 -
Oh thats a great idea I'm useless at a spreadsheet but they are so helpful. I have just recently started adding back into my LISA just a few pounds a week, with a limited time to add into them it's a good priority saving but it's hard to do when laying off debt isn't it3
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I just paid off my Virgin credit card - woo hooooooooooooo!!!Debt Free - 4th June 20252
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So I ordered some Christmas presents today - feel a little more organised.
Tidied up some of the house before I took the dogs out so I am going to have dinner and chill for the night.
Debt Free - 4th June 20251 -
Wahoooo to virgin card!*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
Ohh it's cold out thereeeeeeeeee!
Just waiting on an email coming in so I can update a timescale in work then I'll head out with the dogs for their morning walk. They're both zooming about the place raring to go.
Wish I woke up with that much energy in the morning.
Oh I've just remembered I have a washing in the machine from yesterday - off to hang that up now.
Debt Free - 4th June 20251 -
Right morning walk done and I'm on the couch with the laptop working now.
Got a meeting at 10:30am then need to pick up 2 dogs to walk at 11am.
Back to walk my own 2 at 1pm then back to work until later tonight!
Will attempt to do some housework and laundry in between all of that.Debt Free - 4th June 20251 -
Cannot heat up after being out for 3hrs in that cold.
Been on a work call for the past hour and when that ends I'm gonna tidy the living room and the kitchen.Debt Free - 4th June 20251 -
Oh finally time to settle for the night.
Dogs are zooming about the place but will be bed time for all of us soon.
Debt Free - 4th June 20251
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