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A Change is Gonna Come.................

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Comments

  • It was amazing but now I am even more poor!

    Worth it though - now to sit and sort out the finances. 
    Debt Free - 4th June 2025
  • You have to be able to enjoy your life at same time as paying off debt. 
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
    *Savings Buffer - £100/£1500
    *Emergency Fund - £1500/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Oh absolutely @Sarahwithlove - I would drive myself mad if I had no fun!
    Debt Free - 4th June 2025
  • So paid another £85 off the Very account so I've got £340.10 to pay to clear that. 

    Just want this debt gone!
    Debt Free - 4th June 2025
  • _Dolly_Rocker_
    _Dolly_Rocker_ Posts: 774 Forumite
    500 Posts Third Anniversary Photogenic Name Dropper
    edited 21 August 2024 at 12:41PM
    Starting Debts
    £765.10 - Very
    £1,191.59 - Tesco - PIF - 05072024
    £2,389.51 - Virgin
    £6,749.16 - Lloyds
    £11,095.36 - Total

    Current Debts
    £340.10 - Very
    £1,789.94 - Virgin
    £6,229.16 - Lloyds
    £8,359.20 - Total

    Total Paid
    £2,736.16
    Debt Free - 4th June 2025
  • Jeezo it's been ages since I've posted. 

    Happy to report I've still been making my monthly repayments to try to get this debt paid off ASAP. 

    I'll need to provide an update but I'll do that once I make my October repayments. 

    Need to get to the bank to pay in some cash over the next couple of days, decided to pause all my savings challenges and just throw all I've got to the debt, 

    Once I'm in a better placed financially I can re-start the savings again. 

    Also just went on a date - met on a FB dating site and honestly as lovely as he was he just isn't romantically for me. I'm going to need to message him to let him now and I'm dreading it but it's got to be done. 
    Debt Free - 4th June 2025
  • Glad to see you back, I've just posted again for the first time in a couple of months.
  • Debt Totals - 01072024
    £765.10 - Very
    £1,191.59 - Tesco - PIF - 05072024
    £2,389.51 - Virgin
    £6,749.16 - Lloyds
    £11,095.36 - Total

    Debt Totals - 10102024

    £355.09 - Very
    £824.06 - Virgin
    £5,278.28 - Lloyds
    £6,457.43 - Total

    Total amount repaid - £4,637.93
    Debt Free - 4th June 2025
  • twiggy86
    twiggy86 Posts: 2,682 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Wow! Well done on your amazing progress!!! 
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,555.00
    Total paid off - £10,045.89 (64% paid off)
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