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A Change is Gonna Come.................
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It was amazing but now I am even more poor!
Worth it though - now to sit and sort out the finances.Debt Free - 4th June 20250 -
You have to be able to enjoy your life at same time as paying off debt.*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
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So paid another £85 off the Very account so I've got £340.10 to pay to clear that.
Just want this debt gone!Debt Free - 4th June 20251 -
Starting Debts£765.10 - Very
£1,191.59 - Tesco - PIF - 05072024
£2,389.51 - Virgin
£6,749.16 - Lloyds
£11,095.36 - TotalCurrent Debts
£340.10 - Very
£1,789.94 - Virgin
£6,229.16 - Lloyds
£8,359.20 - TotalTotal Paid
£2,736.16Debt Free - 4th June 20252 -
Jeezo it's been ages since I've posted.
Happy to report I've still been making my monthly repayments to try to get this debt paid off ASAP.
I'll need to provide an update but I'll do that once I make my October repayments.
Need to get to the bank to pay in some cash over the next couple of days, decided to pause all my savings challenges and just throw all I've got to the debt,
Once I'm in a better placed financially I can re-start the savings again.
Also just went on a date - met on a FB dating site and honestly as lovely as he was he just isn't romantically for me. I'm going to need to message him to let him now and I'm dreading it but it's got to be done.Debt Free - 4th June 20253 -
Glad to see you back, I've just posted again for the first time in a couple of months.
2 -
Debt Totals - 01072024
£765.10 - Very
£1,191.59 - Tesco - PIF - 05072024
£2,389.51 - Virgin
£6,749.16 - Lloyds
£11,095.36 - Total
Debt Totals - 10102024
£355.09 - Very
£824.06 - Virgin
£5,278.28 - Lloyds
£6,457.43 - Total
Total amount repaid - £4,637.93Debt Free - 4th June 20252 -
Very happy with my latest debt update - even though I suck at keeping up with my diary I've stuck to my plans at paying of the debts.
Debt Free - 4th June 20255 -
Wow! Well done on your amazing progress!!!Debt as at 5 June 2023 - £15,600.89
Current debt - £6,450.00
Total paid off - £9,150.89 (58% paid off)2
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