May NSD challenge
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Magnificent May's No-Spend Days Challenge!
Options
Comments
-
Very early call for today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Worlds_Worst_Superhero said:Today (Friday) was not a NSD.
It's my day off, so I headed out in the sun....
I somehow ended up in a riverside beer garden and came home with:
Unnecessary spend ⚠️ new board game. Currently on sale at Amazon for about £40 but I paid £3 in a charity shop. It's brand new, still in it's original wrapping 😁
Some zips, buttons, fabric pieces and cottons to repair some of my clothes. According to my rules, materials and tools are classed as Necessary Spends so are allowed. Total cost- £4.50.
A lovely new shower bar from the Eco Refill Shop. Admittedly, I could have bought some basic soap from the supermarket but this wasn't that much more expensive- and smells like sunshine and holidays.1 -
Another NSD yesterday!!Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
Not today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Saturday will be day 12.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
NSD for Saturday for me.
Beautifully day, sun shining, so did a load of washing.
Four loads drying on the line.....then the idiot neighbour decides to have a massive lunchtime bonfire in his garden 🤬
Rushed around trying to close all the windows and get all the washing in, but wasn't quick enough.
My laundry now smells like smoke and everything will have to be washed again.
I'd talk to him if I thought it would do any good but he has "issues"and I don't feel like getting onto an argument with him.
1 -
One today 🇫🇷🇫🇷🇫🇷1
-
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =May targetsAuntieL 7/15bamboo socks 2/20beanielou 16/19blubella 5/12Caeraugirl 9/20cathybird 15/15Crazycatlady2 10/18Daywon 11/TFDoris17 5/15Flying By 7/14Geriatricmum 5/15HotDog2020 4/15ilovetea 13/20KajiKita 13/18keggie 1/20laura lau 10/17laurenh 13/20leftatthetrafficlights 9/24LittleMissDetermined 13/18madlyn 12Makingabobor2 7/15Money ChoicesMrs Cautious 15/23Rupacomp 9/15Saver-upper 4/15SecondStar 18short bird 12/16Tiangfeng2022 4/10Worlds Worst Superhero 17/25🌞 🌞 Newcomers welcome! 🌞 🌞0
-
0
-
I think I'm allowed a NSD today. I paid for the repair to my lock 🔐 and I bought myself new underwear as I was desperate but I think they were both necessary.
A walk and a picnic this afternoon before having dinner in the sunshine 🌞
2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards