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Magnificent May's No-Spend Days Challenge!
Comments
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@Worlds_Worst_Superhero seeing the balance go up definitely gets to be addictive, you're right xxWorlds_Worst_Superhero said:NSD 16 today (Thursday)
This no spending challenge is certainly paying off!
I just transferred some of the money I haven't spent this month into my Happy Fund, for holidays, trips away etc.
By most people's standards it probably wasn't a huge sum but to see the balance go up and up every month is exciting 🤩
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Well done beanie, LittleMissDetermined, laura lau, Makingabobor2, Caeraugirl, KajiKita, ilovetea and Worlds Worst Superhero0
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May NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
May targetsAuntieL 7/15
bamboo socks 2/20beanielou 15/19
blubella 5/12
Caeraugirl 9/20
cathybird 13/15
Crazycatlady2 7/18
Daywon 11/TF
Doris17 5/15
Flying By 7/14
Geriatricmum 5/15
HotDog2020 4/15ilovetea 12/20
KajiKita 13/18
keggie 1/20laura lau 10/17laurenh 11/20
leftatthetrafficlights 9/24
LittleMissDetermined 12/18
madlyn 12Makingabobor2 7/15
Money ChoicesMrs Cautious 13/23
Rupacomp 8/15
Saver-upper 4/15
SecondStar 18short bird 11/16
Tiangfeng2022 4/10
Worlds Worst Superhero 16/25
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.1 -
Early call for day 11.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
another NSD today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Not today - ordered a metal circular knitting needle as my knitting is catching constantly on the bamboo ones …
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 79 books of target 52 in 2026 as @ 1st November.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
oooh I know the struggle! I love bamboo needles but I replaced most of them with smooth wooden ones. For things like cotton, mohair and furry stuff I also had to give up and order metal ones (which I find very hard on my hands so I keep them for when it's strictly necessary). Hope you treated yourself to a good pair, while you were at it! My dad used to say, when it comes about tools, clothes and food: if you spend more the first time, you spend less in the long run, and I find it is very true especially for my knitting supplies!KajiKita said:Not today - ordered a metal circular knitting needle as my knitting is catching constantly on the bamboo ones …
KKDebt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/662 -
Not today or yesterday, my back and neck hurt so I am trying to sort out my home office according to how it should be set up to avoid issues like this, so I have bought a new chair, as the one I use a lot is lower down and I can't raise it so it is not right for long term sitting.
I have also bought a step and timer for exercise and other bits and bobs to help with posture/ sitting in correct position etc.
If I am going to make 15 Ns days...I must start NS tomorrow! My groceries arrive tonight and I think I have ordered enought stuff to avoid spending...However tomorrow I am expecting a tradesman to do my radiatior, but since this is planned and I have the cash out I won't include it...therefore tomorrows mission must be a No Spend day!3
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