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Magnificent May's No-Spend Days Challenge!

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  • KajiKita
    KajiKita Posts: 7,661 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    laura_lau said:
    Today was another NSD, despite me having to go to the office! I’m quite pleased: I brought lunch from home, I remembered to bring my water bottle so I filled it at the kitchen tap, and I made myself a ginger tea in the morning, using the teabags I bought a while ago and keep in the office drawers. I resisted the urge to buy expensive coffee, snacks, chocolate, lunch, other caffeinated drinks in the afternoon. I travelled by bus yet again, instead of train, so I didn’t spend anything apart from the £3.50 return trip with the bus, cheapest option available! Tomorrow I have to go again, and I am planning to do the same, lunch is readily packed in the fridge. I will report tomorrow evening, though, just in case! 
    Well done 😊
    After a while, these kind of actions become your ‘new normal’ 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    NSD for yesterday (Tuesday). 
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • It's one for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Number 13 for me today.
    I was really pleased yesterday when I went to buy some make up and found a £10 off voucher in the shopping basket. Got £12 off for 3 for 2 and £4 Boots points. A lovely sales lady did my make up for me! I had a job interview. 
    Going away until Sunday night later. Really not sure how many NSDs I’ll be able to manage as I know it involves a lot of eating out. Will be taking it in turns with my partner to pay. 
  • short_bird
    short_bird Posts: 4,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Early call for day 10.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • cathybird
    cathybird Posts: 15,645 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 15 May 2024 at 7:02PM
    May NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    May targets


    AuntieL 7/15   image  image


    bamboo socks 2/20   image


    beanielou 12/19  image  image  image


    blubella 5/12  image  image


    Caeraugirl 8/20   image  image


    cathybird 11/15  image  image  image


    Crazycatlady2 7/18  image  image


    Daywon 11/TF   image  image


    Doris17 5/15   image  image 


    Flying By 7/14   image  image 


    Geriatricmum 5/15  image  image 


    HotDog2020 4/15   image


    ilovetea 11/20   image  image  image


    KajiKita 12/18  image  image  image


    keggie 1/20  image


    laura lau 7/17  imageimage


    laurenh 10/20  image  image  image


    leftatthetrafficlights 9/24   image  image


    LittleMissDetermined 11/18   image  image  image 


    madlyn 12  


    Makingabobor2 6/15  image  image 


    Money Choices  


    Mrs Cautious 13/23   image  image  image


    Rupacomp 8/15  image  image


    Saver-upper 4/15 image 


    SecondStar 18


    short bird 10/16  image  image  image 


    Tiangfeng2022 4/10   image 


    Worlds Worst Superhero 14/25   image  image  image




    🌞 🌞  Newcomers welcome! 🌞 🌞

  • cathybird
    cathybird Posts: 15,645 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    May results updated here :):)
  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    edited 15 May 2024 at 2:07PM
    One for me today 5/15

    "Make Everyday Count"



  • KajiKita
    KajiKita Posts: 7,661 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    cathybird said:
    KajiKita said:
    NSD here 😊

    @cathybird, isn’t a laptop charger a necessity? 🤔

    KK
    @KajiKita ha, that's true actually but after I posted that I also bought a couple of new torches, two books and some bird seed, so definitely a spendy day! xx
    Ah, okay, that is stretching the bounds of ‘necessity’ somewhat 😉

    NSD Wednesday here 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Makingabobor2
    Makingabobor2 Posts: 4,213 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Another one today, as although I did spend a bit, it was all groceries and from the budget. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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