May NSD challenge
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Magnificent May's No-Spend Days Challenge!
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =May targetsAuntieL 6/15bamboo socks 2/20beanielou 12/19blubella 5/12Caeraugirl 8/20cathybird 11/15Crazycatlady2 7/18Daywon 11/TFDoris17 4/15Flying By 6/14Geriatricmum 5/15HotDog2020 4/15ilovetea 7/20KajiKita 11/18keggie 1/20laura lau 6/17laurenh 9/20leftatthetrafficlights 9/24LittleMissDetermined 10/18madlyn 12Makingabobor2 5/15Money ChoicesMrs Cautious 12/23Rupacomp 7/15Saver-upper 4/15SecondStar 18short bird 9/16Tiangfeng2022 4/10Worlds Worst Superhero 14/25🌞 🌞 Newcomers welcome! 🌞 🌞0
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Well done beanie, MrsCautious, LittleMissDetermined, Daywon, Makingabobor2, Doris17, laurenh1, laura lau, KajiKita, Caeraugirl, Worlds Worst Superhero and HotDog20201
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Not one for me today, I’ve already spent £12 on training materials online! Also heading for the hairdresser.1
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I will be WFH today and have no plans to leave the house or spend any money 4/15.
"Make Everyday Count"1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Not one for me today, I've had to buy a new laptop charger.1
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Day 9 for me.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
another one for me todayMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1
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