May NSD challenge
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Magnificent May's No-Spend Days Challenge!
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same as Tuesday, yesterday was a NSD day (brought lunch to the office and didn't buy anything). Early call for another NSD today, as I'm working from home. In the afternoon I will go to a meeting about my volunteering, but I am not planning to buy anything apart from the bus fare.Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
A Spendy day for me today. I booked Lazer Tag and tickets to Flamingo Land for my sons, for half term. I get special rates at Flamingo Land through my hubbys work so I only paid £40 for 4 tickets.
I also spoke to my bank about my mortgage term coming to an end. I have made an appointment for next month but the bank seem to think we are in a good position because of the equity in the house. Hoping it won't be as bad as I feared!
Have a nice rest of the day all xx2 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =May targetsAuntieL 7/15bamboo socks 2/20beanielou 14/19blubella 5/12Caeraugirl 9/20cathybird 13/15Crazycatlady2 7/18Daywon 11/TFDoris17 5/15Flying By 7/14Geriatricmum 5/15HotDog2020 4/15ilovetea 12/20KajiKita 13/18keggie 1/20laura lau 9/17laurenh 11/20leftatthetrafficlights 9/24LittleMissDetermined 12/18madlyn 12Makingabobor2 7/15Money ChoicesMrs Cautious 13/23Rupacomp 8/15Saver-upper 4/15SecondStar 18short bird 10/16Tiangfeng2022 4/10Worlds Worst Superhero 16/25🌞 🌞 Newcomers welcome! 🌞 🌞0
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another one today. Starting to catch up at lastMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Another for yesterday, to take me up to 9 so far this month.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 1/101 -
@laurenh1, us too. Got the mortgage advisor coming over on Tuesday evening to look at options … 🤞
NSD day here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another NSD again today.
12/20 now.
ilovetea xxMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201 -
KajiKita said:
M1 -
NSD 16 today (Thursday)
This no spending challenge is certainly paying off!
I just transferred some of the money I haven't spent this month into my Happy Fund, for holidays, trips away etc.
By most people's standards it probably wasn't a huge sum but to see the balance go up and up every month is exciting 🤩2
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