May NSD challenge
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Magnificent May's No-Spend Days Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Hi all, been shopping twice this week due to unavailable items. Resisted buying alternatives. If it's not on the list, not buying it.
So far 7 NSDs in May.
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Morning Moneysavers
Yesterday was a spend day for me. I needed to fill my car up & go grocery shopping, all in budget, however, I stopped on the way home from parents evening to get my kids a box of ice creams for good reports. I also got myself a cider on the Shopmium app, which worked out at 50p to keep in my fridge until summer BBQ time.
Back on it today, no spends planned, except budgeted hair cuts for the kids. I think that puts me on 7.
I reduced my sky data plan this morning, as I have so much saved up data, that I might as well use. Only saved £2 per month but it's worth having.I also changed my energy tarrif yesterday morning. It works out less than I have been paying but I am leaving my DD the same to build up credit because we struggled this winter to stick to our budget.
I hope you are all managing to make the most of the little bit of sunshine we are having3 -
MrsCautious said:NSD number 8 for me today.Yesterday I contributed to a fund to help the family of someone I know who has died, 🥲2
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MrsCautious said:Yesterday I contributed to a fund to help the family of someone I know who has died, 🥲1
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =May targetsAuntieL 4/15bamboo socks 2/20beanielou 7/19blubella 4/12Caeraugirl 4/20cathybird 6/15Crazycatlady2 3/18Daywon 7/TFDoris17 2/15Flying By 6/14FrugalAspirationsGeriatricmum 3/15Honeysucklelou2HotDog2020 2/15ilovetea 6/20KajiKita 7/18keggie 1/20laura lau 1/17laurenh 7/20leftatthetrafficlights 1/24Lemonade BudgetLittleMissDetermined 6/18madlyn 12Makingabobor2 3/15Money ChoicesMrs Cautious 8/23Nervous1234Rupacomp 6/15Saver-upper 2/15SecondStar 18short bird 5/16Tiangfeng2022 4/10Worlds Worst Superhero 8/25🌞 🌞 Newcomers welcome! 🌞 🌞0
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NSD 4 for me today. ££115 to last until payday and doing well with store cupboard and fridge/freezer finds. Think the petrol will last for my next 2 shifts!#4 DFBXMAS24 - £2,322.85/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar2 -
NSD Thursday here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Happy to report this has not been an NSD for me today. I invested £10 in an enterprise group in my school - a group of fantastic teenagers who plan to bake and sell cakes to raise money for our school breakfast club.🧁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7003
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