Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
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Magnificent May's No-Spend Days Challenge!
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NSD for me today
Booked my car in the garage for July, which was the earliest I could get it in. The person who ran into me has already paid me for the work, so I have moved that into my savings, until it is needed.
I have made my meal plan and shopping list for the week ahead, taking into account food that needs to be eaten quickly. I have some bread flour that I got in a TGTG bag, so I have a recipe for some cinnamon buns, hoping to try them this weekend!1 -
Not an NSD for me today. Had to get a slow leak in a car tyre fixed - luckily not too expensive. I paid for it out of my car sinking fund rather than having to put it on my credit card - feels good not having to go further into debt.MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
Not today - have ordered our bathroom bits. Well inside planned budget though 😊👏
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Not today for me too - Not a good spend though like KK, junk food, I thought I could do with a pick me up, what a waste. 😒2
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Two more in the bag for me, for yesterday and today.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 3/101 -
May NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =May targetsAuntieL 3/15bamboo socks 1/20beanielou 5/19blubella 2/12Caeraugirl 4/20cathybird 5/15Crazycatlady2 3/18Daywon 5/TFDoris17 2/15Flying By 6/14FrugalAspirationsGeriatricmum 3/15Honeysucklelou2HotDog2020 2/15ilovetea 5/20KajiKita 5/18keggie 1/20laura lau 1/17laurenh 6/20leftatthetrafficlights 1/24Lemonade BudgetLittleMissDetermined 5/18madlyn 12Makingabobor2 3/15Money ChoicesMrs Cautious 7/23Nervous1234Rupacomp 6/15Saver-upper 2/15SecondStar 18short bird 4/16Tiangfeng2022 10Worlds Worst Superhero 6/25🌞 🌞 Newcomers welcome! 🌞 🌞0
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MrsCautious said:I’ve got to buy an emergency car part today. This is necessary spending isn’t it?With this in mind I’m going to say NSD number 7.1
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laurenh1 said:I have made my meal plan and shopping list for the week ahead, taking into account food that needs to be eaten quickly. I have some bread flour that I got in a TGTG bag, so I have a recipe for some cinnamon buns, hoping to try them this weekend!1
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Number 6 today! Been finding it much easier this month to avoid non essential spending... Started running again and think that getting my dopamine hit from that is curbing temptation!Savings goal by 31/12/24: £22000
Dec 23: £6945.233
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