May NSD challenge
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Magnificent May's No-Spend Days Challenge!
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I have spent today on the credit card, and although I am trying to pay it off without touching the money I have planned for the EF, I still have gone over today what I had budgeted. On the up I bought a jumper for MD in the sale from £70 to £28 - always worth buying winter gear in the spring/ summer as it is crazily reduced prices compared to winter time. I also bought snacks which is very much against what I had planned at the beggining of the day...😒 I will try again tomorrow.2
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =May targetsAuntieL 3/15bamboo socks 1/20beanielou 4/19blubella 1/12Caeraugirl 2/20cathybird 5/15Crazycatlady2 3/18Daywon 5/TFDoris17 2/15Flying By 6/14FrugalAspirationsGeriatricmum 1/15Honeysucklelou2HotDog2020 2/15ilovetea 5/20KajiKita 5/18keggie 1/20laura lau 1/17laurenh 5/20leftatthetrafficlights 1/24Lemonade BudgetLittleMissDetermined 5/18madlyn 12Makingabobor2 2/15Money ChoicesMrs Cautious 6/23Nervous1234Rupacomp 5/15Saver-upper 2/15SecondStar 18short bird 3/16Tiangfeng2022 10Worlds Worst Superhero 6/25🌞 🌞 Newcomers welcome! 🌞 🌞0
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@HotDog2020 the marked-down jumper does sound like a bargain! xx3
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Another 2 NSDs chalked up.
Thank you Cathybird for the welcome & including me on the list.
Shopping day tomorrow - taking only enough cash for shopping list. I know myself so well!2 -
NSD bank holiday today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another day with No Unnecessary Spending, so up to 6 days so far!
Had a glorious day out with the family at a May Day festival near the river. Ordinarily, it can turn into quite a spendy day out- beer gardens, street food vendors, arts and crafts stalls etc.
But I got up early and packed a "Posh Picnic"- houmous, falafels, toasted peppers, salad, fartisan bread (all from the Waste Warrior project!) olives, fruit, bottle of wine (a gift to my partner from a client) homemade cake.
Had a walk through the town and along the river, browsed the stalls, soaked up the atmosphere and sat on the grass in the park to have our picnic.
Everyone in the group commented on how fabulous it was- the food, the wine, the street festival, the gardens, the sunshine.....
I didn't buy anything from the vendors but did get the contact details of a couple of artists whose work I admired. I have a couple of celebrations coming up and I'd love to get something special commissioned for a family member (can't go into detail, it's going to be a surprise!)
My total spend today- £2 for the bus 😊
I was too hot and tired to walk home and it would have been a 1hr/ 90 minute walk, most of it uphill. Bus fares, when there is no viable alternative, are included in my Necessary Spending list.
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NSD no. 5 today 🎉Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
2 more NSD for me please. Sat. and today.
Sunday I was out to lunch with friends.Very enjoyable.
So 5 NSD so far
ilovetea xx
Make £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201 -
It’s been one for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
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