May NSD challenge
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Magnificent May's No-Spend Days Challenge!
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NSD Sunday here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =May targetsAuntieL 3/15bamboo socks 1/20beanielou 4/19blubella 1/12Caeraugirl 2/20cathybird 4/15Crazycatlady2 3/18Daywon 3/TFDoris17 2/15Flying By 5/14FrugalAspirationsGeriatricmum 1/15Honeysucklelou2HotDog2020 2/15ilovetea 3/20KajiKita 4/18keggie 1/20laura lau 1/17laurenh 4/20leftatthetrafficlights 1/24Lemonade BudgetLittleMissDetermined 4/18madlyn 12Makingabobor2 2/15Money ChoicesMrs Cautious 5/23Nervous1234Rupacomp 4/15Saver-upper 2/15SecondStar 18short bird 3/16Tiangfeng2022 10Worlds Worst Superhero 5/25🌞 🌞 Newcomers welcome! 🌞 🌞0
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Hi, I would like 2/15 please- I have only spent prolific funds today on necessary items, so I don't count that as a spend! Thanks @cathybird.1
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No Spend Day #5 today.
Wanted to head off today to see a May Day parade, only to find the bus we usually get is not running this Sunday- and there's no way I'm paying over £50 on taxis (that's even if we can get one willing to drive into the middle of nowhere!)
Feeling a bit deflated today, I was quite looking forward to it 😟
I'm going to plan something nice for tomorrow instead.
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NSD Sunday for me too 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7000 -
First NSD for May yesterday for me! I’m away until the 12th so I will not be able to update every day, but hopefully I’ll keep track!
Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
2nd one of the month todayMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Well done Flying By, Makingabobor2, Saver-upper, MrsCautious, Caeraugirl, beanie, laurenh1, KajiKita, HotDog2020, Worlds Worst Superhero, AuntieL, laura lau and Makingabobor22
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Spent Friday and Saturday
NSD Sunday 😀0
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