Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Magnificent May's No-Spend Days Challenge!
Options
Comments
-
A NSD today taking me to 3/12. Feel as if I am doing better this month by starting earlier!#4 DFBXMAS24 - £2,322.85/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar2 -
I'm at 2/20. Must try harder!1
-
NSD #4 today 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
NSD Wednesday here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
NSD for Tuesday and Wednesday.
Grocery shopping tomorrow, so checked what I already had in the cupboards, fridge and freezer to help me make a meal plan and shopping list.
Also an opportunity to use anything that needs using up before it grows legs and makes a run for the door.
Tonight's dinner is Country Vegetable and Bean Stew, or as my delightful son likes to call it, "Bin Soup" 😆2 -
May NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =May targetsAuntieL 4/15bamboo socks 2/20beanielou 7/19blubella 3/12Caeraugirl 4/20cathybird 6/15Crazycatlady2 3/18Daywon 5/TFDoris17 2/15Flying By 6/14FrugalAspirationsGeriatricmum 3/15Honeysucklelou2HotDog2020 2/15ilovetea 6/20KajiKita 6/18keggie 1/20laura lau 1/17laurenh 6/20leftatthetrafficlights 1/24Lemonade BudgetLittleMissDetermined 6/18madlyn 12Makingabobor2 3/15Money ChoicesMrs Cautious 8/23Nervous1234Rupacomp 6/15Saver-upper 2/15SecondStar 18short bird 5/16Tiangfeng2022 4/10Worlds Worst Superhero 8/25🌞 🌞 Newcomers welcome! 🌞 🌞0
-
Was going to claim another NSD but had to pay the vets bill for cutting the cats nails,
ilovetea xxMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201 -
Well done LittleMissDetermined, beanie, Tianfeng2022, short bird, blubella, bamboo socks, AuntieL, KajiKita and Worlds Worst Superhero1
-
Early call for today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
NSD number 8 for me today.Yesterday I contributed to a fund to help the family of someone I know who has died, 🥲 I also booked cinema tickets, paying £10 instead of nearly £30 thanks to a voucher I’d been given.I also bought myself a breakfast! Can’t remember the last time I did that. And it’s not likely to happen again any time soon!1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards