April
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Amazing April's No-Spend Days Challenge!
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NSD for me today please. I've brought my breakfast and lunch into work to save me spending anything. 😋
Tea will be the soup we made yesterday 🥰 kids get tea at after school club so it will be perfect for a quick supper.
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It's a NSD for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Early call for day 13.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =April targetsAuntieL 9/15Balancinglifebeanielou 20/19blubella 6/12Caeraugirl 9/20cathybird 17/15CouldsavemoreCrazycatlady2 15/18Doris17 12/18Flying By 4/17FrugalAspirations 10GeorgianaCavendishGeriatricmum 6/10Honeysucklelou2 2/10HotDog2020 13/14ilovetea 17/20KajiKita 18/18keggie 10/15laura lau 10/18laurenh1 3/TFleftatthetrafficlights 19/24LemonadeBudget 12/10LittleMissDetermined 16/17madlyn 10Makingabobor2 8/15Money Choices 5/10Mrs Cautious 12/18Nervous1234 7/22Rupacomp 7/15SecondStar 15/20short bird 13/18Tianfeng2022 6/10Worlds Worst Superhero 18/25
Newcomers welcome!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
One more day , Sunday . 6/10 .Thanks @cathybird2025 Goals:Challenging :
- NatWest cc by 10/2024: £3,800/£3,800
- HSBC cc by 07/2025: £2,003.84/£3,626.80
- Virgin cc by 09/25: /£2,000
- Private loan by 02/2026: /£5,000
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Up to 8 at lastMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
13/14 please @cathybird thank you, I tried hard today and it was easy😁. I hope you had a good day.1
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NSD Monday 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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