April
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Amazing April's No-Spend Days Challenge!
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Makingabobor2 said:Declaring one for today.
@MrsCautious, sorry to hear you lost your source of income but I agree, health must come first. That's why I retired early, even though I still had 18 months to go until state pension kicked in. It was a tough 18 months, but I feel better for it and things are looking up now. Enjoy your break1 -
Thank you @cathybird I have a lot to be grateful for and need to take time for me - I’ve had to do this before and am feeling positive! But still a little anxious which is understandable. Got to be kind to me!2
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NSD Tuesday today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
1NSD for me yesterday, taking me to 7/12. Not today though#4 DFBXMAS24 - £2,322.85/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar1 -
Another day of studying and haven’t left the house so NSD 12/15GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.052 -
14/14 @cathybird I reached target today, I did spend £1 on a twix however this was left over spending money from my pocket money budget. Thank you. 😊2
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16 NSDs so far‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =April targetsAuntieL 10/15Balancinglifebeanielou 21/19blubella 7/12Caeraugirl 11/20cathybird 18/15CouldsavemoreCrazycatlady2 16/18Doris17 12/18Flying By 4/17FrugalAspirations 10GeorgianaCavendishGeriatricmum 6/10Honeysucklelou2 2/10HotDog2020 14/14ilovetea 21/20KajiKita 19/18keggie 12/15laura lau 10/18laurenh1 3/TFleftatthetrafficlights 19/24LemonadeBudget 12/10LittleMissDetermined 16/17madlyn 10Makingabobor2 9/15Money Choices 5/10Mrs Cautious 13/18Nervous1234 7/22Rupacomp 7/15SecondStar 16/20short bird 14/18Tianfeng2022 6/10Worlds Worst Superhero 19/25
Newcomers welcome!
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Cathybird and Hotdog2020. Thank you for your kind comments.
Went out today for the first time in two weeks. Still feeling a bit shaky. Went to the Post Office to post some e-b@y sales.
No cost to me so another NSD. Tesc' delivery coming tomorrow and I might have bought myself a little treat ;-).
Now 21/20 NSD.
ilovetea xx
Make £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/202 -
Well done beanie, Worlds Worst Superhero, MrsCautious, Crazycatlady2, short bird, Caeraugirl, Makingabobor2, AuntieL, KajiKita, blubella, keggie, HotDog2020, SecondStar and ilovetea4
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