Amazing April's No-Spend Days Challenge!

leftatthetrafficlights

Been busy so awol - sorry!!
Declaring early - 15/24 for me please 😁

laurenh1

cathybird said:

laurenh1 said:

It won't be a NSD for us today because it is my grocery shop. Although my spend is planned 😌 I have leftovers for lunch 😋 hoping for a NSD tomorrow 😆 can I ask, things like fuel which are budgeted for, do you count as a spending? X

@laurenh1 if it's a planned grocery shop that doesn't need to count so you can still call it an NSD today if you like! Fuel/public transport don't have to count either xx

Thank you my hubby bought something from ebay so I'll still loose my NSD (we work from one account) but that's good to know. Hoping for one today 😁

Tianfeng2022

Good Morning , Everyone

1 more NSD on 17th. 5/10. 

I treat every non spending on snacks and coffee is NSD for now . I spent and will spend more money on holiday at the end of this month and next month! 

Rupacomp

NSD yesterday 😀

LittleMissDetermined

It's another one for me today please 
LMD x

laura_lau

1 NSD yesterday and 1 today

Worlds_Worst_Superhero

laurenh1 said:

It won't be a NSD for us today because it is my grocery shop. Although my spend is planned 😌 I have leftovers for lunch 😋 hoping for a NSD tomorrow 😆 can I ask, things like fuel which are budgeted for, do you count as a spending? X

I categorize my spends:

"Essentials" includes basic grocery shop, utility bills, council tax, insurances, mobile phone contact, repairing or replacing worn out or broken essential items such as clothes, shoes, household white goods etc. I try to buy secondhand or Preloved items where appropriate.

"Necessary"- these are things that we could do without if we really HAD to, but life would be grim without them. This includes decent coffee and tea, annual bus tickets (works out less than half the price of paying individually for each journey), train tickets, taxis in an emergency, regular monthly direct debits into savings accounts for holidays and ISAs.

"Unnecessary" includes takeaways and "food on the go", magazines, cinema and theatre trips (unless planned for/ birthday etc), any unplanned-for purchases.

By being mindful about what we buy- and why- we've saved a small fortune and learned to appreciate what we have. Rather than endless crap and clutter, we're planning to go away on a fantastic holiday in Autumn.

laurenh1

Worlds_Worst_Superhero said:

laurenh1 said:

It won't be a NSD for us today because it is my grocery shop. Although my spend is planned 😌 I have leftovers for lunch 😋 hoping for a NSD tomorrow 😆 can I ask, things like fuel which are budgeted for, do you count as a spending? X

I categorize my spends:

"Essentials" includes basic grocery shop, utility bills, council tax, insurances, mobile phone contact, repairing or replacing worn out or broken essential items such as clothes, shoes, household white goods etc. I try to buy secondhand or Preloved items where appropriate.

"Necessary"- these are things that we could do without if we really HAD to, but life would be grim without them. This includes decent coffee and tea, annual bus tickets (works out less than half the price of paying individually for each journey), train tickets, taxis in an emergency, regular monthly direct debits into savings accounts for holidays and ISAs.

"Unnecessary" includes takeaways and "food on the go", magazines, cinema and theatre trips (unless planned for/ birthday etc), any unplanned-for purchases.

By being mindful about what we buy- and why- we've saved a small fortune and learned to appreciate what we have. Rather than endless crap and clutter, we're planning to go away on a fantastic holiday in Autumn.

That's really helpful thank you and I love that you're getting that holiday 🥰

laurenh1

Today is a NSD for me. First in the bag  

Worlds_Worst_Superhero

I've been busy for the last few days nursing a poor man with (according to him!) the worst cold imaginable.

Didn't go out or spend anything, so today (Thursday) I'm up to 16 NSD.
Heading off for a grocery shop now. Cupboard, freezer and fridge audit completed, menus planned for the week and shopping list clutched tightly in my hand. 
I don't have a lot to buy this week, only about £25.