April
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Amazing April's No-Spend Days Challenge!
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Early call for day 12. In London for the weekend so will be applying the "do I really need it" rule.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Up to 14 NSDs today‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =April targetsAuntieL 8/15Balancinglifebeanielou 17/19blubella 6/12Caeraugirl 8/20cathybird 16/15CouldsavemoreCrazycatlady2 14/18Doris17 11/18Flying By 3/17FrugalAspirations 10GeorgianaCavendishGeriatricmum 4/10Honeysucklelou2 2/10HotDog2020 10/14ilovetea 17/20KajiKita 16/18keggie 7/15laura lau 10/18laurenh1 1/TFleftatthetrafficlights 15/24LemonadeBudget 12/10LittleMissDetermined 14/17madlyn 10Makingabobor2 7/15Money Choices 5/10Mrs Cautious 12/18Nervous1234 7/22Rupacomp 7/15SecondStar 14/20short bird 12/18Tianfeng2022 5/10Worlds Worst Superhero 16/25
Newcomers welcome!
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Not one for me today, went out for a lunch with friends1
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As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Spend on Friday but no plans to on weekend so we will see1
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I have spent today, over budget on a new coat for the holiday, a vast improvement on the old one. £45.00.1
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A spend day. Had my hair done.
17/20 NSD.
ilovetea, xx
Make £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/202 -
Not a NSD for me... but I am pleased with what I've spent my money on 😁...
I went to fill my car up this morning and then I popped into Tesco to get two birthday presents for kids parties. I got both of the kids a top which was in the sale, they were originally £9 each but I paid £8.50 for both. I think they're lovely and better than some cheap plastic tat which will end up in the bin!
I then checked the reduced section and got some Walkers Sensations crisps, reduced from £1 to 20p each. Slightly cheaper than the crisps I buy from aldi and delicious 😋
I got £15 back from a cancelled swimming lesson, then my boy came home with letter for a school trip costing £15 ..easy come easy go 🤣
Going for lunch tomorrow, not sure if it's a spend or not because I'm using money I was gifted for Christmas 🤷♀️ I can't decide if its a gift or if technically I'm still spending 😅
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