April
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Amazing April's No-Spend Days Challenge!
Comments
-
MrsCautious said:I lost my biggest source of income this week (can’t really call it my job) so have been a bit discombobulated 😕 I’ll be fine and am glad to have trained myself in this NSD malarkey.0
-
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =April targetsAuntieL 7/15Balancinglifebeanielou 16/19blubella 6/12Caeraugirl 8/20cathybird 15/15CouldsavemoreCrazycatlady2 13/18Doris17 10/18Flying By 3/17FrugalAspirations 10GeorgianaCavendishGeriatricmum 4/10Honeysucklelou2 2/10HotDog2020 9/14ilovetea 15/20KajiKita 14/18keggie 7/15laura lau 8/18laurenh1 TFleftatthetrafficlights 11/24LemonadeBudget 12/10LittleMissDetermined 12/17madlyn 10Makingabobor2 7/15Money Choices 5/10Mrs Cautious 12/18Nervous1234 7/22Rupacomp 6/15SecondStar 13/20short bird 11/18Tianfeng2022 4/10Worlds Worst Superhero 13/25
Newcomers welcome!
0 -
Sorry not an NSD today. I had said it should be x1
-
Another NSD for me 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7001 -
Wednesday NSD 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another one todayMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £590/£3000
.
Studies/surveys September £
Decluttering items 1034/2025
Books read 16
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
9/14 NS day for me please, I did buy groceries but this was a budgeted spend.1
-
Hi everyone
I have added 4 NSDs to my target = 5/10 NSDs.
Theseare 3,14,15 and 16 April.
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.001 -
Well done LittleMissDetermined, beanie, ilovetea, LemonadeBudget, AuntieL, KajiKita, Makingabobor2, HotDog2020 and Money Choices2
-
Early call for today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.5K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.5K Work, Benefits & Business
- 599.8K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards