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Amazing April's No-Spend Days Challenge!

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  • cathybird
    cathybird Posts: 15,619 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    MrsCautious said:
    I lost my biggest source of income this week (can’t really call it my job) so have been a bit discombobulated 😕 I’ll be fine and am glad to have trained myself in this NSD malarkey.
    @MrsCautious what @KajiKita said - hope you find a new source of income very soon xx :)
  • cathybird
    cathybird Posts: 15,619 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 April 2024 at 2:27PM
    April

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    April targets

    AuntieL 7/15   image  image 

    Balancinglife

    beanielou 16/19  image  image  image  image

    blubella 6/12  image  image

    Caeraugirl 8/20  image  image

    cathybird 15/15  image  image  image  image  image 

    Couldsavemore

    Crazycatlady2 13/18  image  image  image

    Doris17 10/18  image  image  image

    Flying By 3/17   image

    FrugalAspirations 10

    GeorgianaCavendish

    Geriatricmum 4/10   image

    Honeysucklelou2 2/10  image 

    HotDog2020 9/14   image  image

    ilovetea 15/20   image  image  image  image

    KajiKita 14/18  image  image  image

    keggie 7/15   image  image

    laura lau 8/18   image  image

    laurenh1 TF  

    leftatthetrafficlights 11/24  image  image  image

    LemonadeBudget 12/10  image  image  image  image  image 

    LittleMissDetermined 12/17  image  image  image

    madlyn 10

    Makingabobor2 7/15   image  image

    Money Choices 5/10   image  image

    Mrs Cautious 12/18   image  image  image

    Nervous1234 7/22   image  image

    Rupacomp 6/15   image  image

    SecondStar 13/20   image  image  image

    short bird 11/18   image  image  image

    Tianfeng2022 4/10  image 

    Worlds Worst Superhero 13/25  image  image  image

    :):) Newcomers welcome! :):)

  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry not an NSD today. I had said it should be x
  • AuntieL
    AuntieL Posts: 369 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another NSD for me 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • KajiKita
    KajiKita Posts: 7,589 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Wednesday NSD 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Makingabobor2
    Makingabobor2 Posts: 4,200 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Another one today  
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £500/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 754
    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
     9/14 NS day for me please, I did buy groceries but this was a budgeted spend.
  • Money_Choices
    Money_Choices Posts: 264 Forumite
    Sixth Anniversary 100 Posts Photogenic
    Hi everyone

    I have added 4 NSDs to my target = 5/10 NSDs.
    Theseare 3,14,15 and 16 April.

    Money Choices
    3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
    Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.00
  • cathybird
    cathybird Posts: 15,619 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done LittleMissDetermined, beanie, ilovetea, LemonadeBudget, AuntieL, KajiKita, Makingabobor2, HotDog2020 and Money Choices imageimageimage
  • beanielou
    beanielou Posts: 95,493 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Early call for today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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