April
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Amazing April's No-Spend Days Challenge!
Comments
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NSD Tuesday here 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 6/15
Balancinglifebeanielou 14/19
blubella 6/12
Caeraugirl 8/20
cathybird 14/15
CouldsavemoreCrazycatlady2 13/18
Doris17 10/18
Flying By 3/17FrugalAspirations 10GeorgianaCavendishGeriatricmum 2/10Honeysucklelou2 2/10
HotDog2020 8/14
ilovetea 14/20
KajiKita 13/18
keggie 7/15
laura lau 8/18
leftatthetrafficlights 11/24
LemonadeBudget 10/10
LittleMissDetermined 11/17
madlyn 10Makingabobor2 6/15
Money Choices 1/10Mrs Cautious 12/18
Nervous1234 7/22
Rupacomp 6/15
SecondStar 13/20
short bird 11/18
Tianfeng2022 4/10
Worlds Worst Superhero 13/25
Newcomers welcome! 0 -
Up to 13 NSDs ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
Frugal living in 2026.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
6 month Emergency Fund: £5,768 / £8,000
Nationwide 1 year 6.5% Savings - £1,600 / £2,2001 -
Another NSD todayDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001 -
Hi all I'm a bit late to the party but going to follow along in the hopes I can join in in May 2
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Another for me today.#15 Save £12k in 2026 £4500/£120001
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Hello. Few days since I posted. Haven't spent anything for a while but made up for it today
Paid vets bill and bought some special cat food as she has kidney problems. Seeing as i had spent I ordered some lint roller refills.
Up to 14 /20 NSD though,
Take care.
ilovetea xx
Make £2026 in 2026 £212-64
Declutter 160 items in 2026
NSD's in Jan. 24/20. Feb 18/203 -
Another NSD day💪😀. 4/10.
thank you .2025 Goals:Challenging :- NatWest cc by 10/2024: £3,800/£3,800
- HSBC cc by 07/2025: £2,003.84/£3,626.80
- Virgin cc by 09/25: /£2,000
- Private loan by 02/2026: /£5,000
2 -
Hi, can you increase my goal to 18, please?? Cheers!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
laurenh1 said:Hi all I'm a bit late to the party but going to follow along in the hopes I can join in in Mayhi laurenh1
, you'd be most welcome to join in May, or even this month, if you like? You could go target-free and just see how you go
2
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