April
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Amazing April's No-Spend Days Challenge!
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NSD Tuesday here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =April targetsAuntieL 6/15Balancinglifebeanielou 14/19blubella 6/12Caeraugirl 8/20cathybird 14/15CouldsavemoreCrazycatlady2 13/18Doris17 10/18Flying By 3/17FrugalAspirations 10GeorgianaCavendishGeriatricmum 2/10Honeysucklelou2 2/10HotDog2020 8/14ilovetea 14/20KajiKita 13/18keggie 7/15laura lau 8/18leftatthetrafficlights 11/24LemonadeBudget 10/10LittleMissDetermined 11/17madlyn 10Makingabobor2 6/15Money Choices 1/10Mrs Cautious 12/18Nervous1234 7/22Rupacomp 6/15SecondStar 13/20short bird 11/18Tianfeng2022 4/10Worlds Worst Superhero 13/25
Newcomers welcome!
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Up to 13 NSDs‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £400 / £2,4001 -
Another NSD todayDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
Hi all I'm a bit late to the party but going to follow along in the hopes I can join in in May2
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Another for me today.#21 Save £12k in 2025 £12577.35/£20000
July NSD Challenge 0/101 -
Hello. Few days since I posted. Haven't spent anything for a while but made up for it today
Paid vets bill and bought some special cat food as she has kidney problems. Seeing as i had spent I ordered some lint roller refills.
Up to 14 /20 NSD though,
Take care.
ilovetea xx
Make £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/203 -
Another NSD day💪😀. 4/10.
thank you .2025 Goals:Challenging :- NatWest cc by 10/2024: £3,800/£3,800
- HSBC cc by 07/2025: £2,003.84/£3,626.80
- Virgin cc by 09/25: /£2,000
- Private loan by 02/2026: /£5,000
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Hi, can you increase my goal to 18, please?? Cheers!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
laurenh1 said:Hi all I'm a bit late to the party but going to follow along in the hopes I can join in in Mayhi laurenh1
, you'd be most welcome to join in May, or even this month, if you like? You could go target-free and just see how you go
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