Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
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Amazing April's No-Spend Days Challenge!
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Up to 12 NSDs - had 2 spendy days over the weekend!‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001 -
@cathybird It was fantastic thank you. 5 days in London 😁cathybird said:MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
Another NSD for me todayDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
AprilOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 5/15
Balancinglifebeanielou 14/19
blubella 6/12
Caeraugirl 7/20
cathybird 13/15
CouldsavemoreCrazycatlady2 13/18
Doris17 10/18
Flying By 3/17FrugalAspirations 10GeorgianaCavendishGeriatricmum 2/10Honeysucklelou2 2/10
HotDog2020 8/14
ilovetea 11/20
KajiKita 12/18
keggie 7/15
laura lau 8/18
leftatthetrafficlights 11/24
LemonadeBudget 10/10
LittleMissDetermined 11/17
madlyn 10Makingabobor2 6/15
Money Choices 1/10Mrs Cautious 12/18
Nervous1234 7/22
Rupacomp 6/15
SecondStar 12/20
short bird 11/15
Tianfeng2022 3/10
Worlds Worst Superhero 13/25
Newcomers welcome! 0 -
Well done short bird, LittleMissDetermined, beanie, LemonadeBudget, Tianfeng2022, laura lau, Crazycatlady2, Doris17, Worlds Worst Superhero, Caeraugirl, KajiKita, SecondStar and AuntieL
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Monday was day 11.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Managed 2 NSDays since the 10th - could have been more but decided I needed some new clothes and books …
7/15GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Another NSD for me. 10/18
"Make Everyday Count"1
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