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Amazing April's No-Spend Days Challenge!
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Morning!
Wishing everyone a good week
2 NSDs to record, one on Sunday 14th and today Monday 15th2 -
Just spent £73.50 on another filling which I will receive in May and I may be spending £ tonight for the radiator to be fitted - I hope he does it today, that would be good 2 in 1 day.1
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Another NSD, Sunday is always easy for me. 3/10 now!2025 Goals:Challenging :
- NatWest cc by 10/2024: £3,800/£3,800
- HSBC cc by 07/2025: £2,003.84/£3,626.80
- Virgin cc by 09/25: /£2,000
- Private loan by 02/2026: /£5,000
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I have another NSD for Saturday and one for Sunday. Today is not a NSD as I ordered some supplies to finish a project.Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/662 -
NSD Sunday and Monday. Spending Tuesday as can book centre parks activities1
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NSD for me please 9/18
"Make Everyday Count"1 -
NSD Monday for me.
Stuck inside and working from home as partner is not feeling great.
He's asleep now, so I'm going to sneak downstairs and get myself a cup of tea and a big piece of Rocky Rock 😊1 -
AprilOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =April targetsAuntieL 4/15Balancinglifebeanielou 13/19blubella 6/12Caeraugirl 7/20cathybird 12/15CouldsavemoreCrazycatlady2 13/18Doris17 9/18Flying By 3/17FrugalAspirations 10GeorgianaCavendishGeriatricmum 2/10Honeysucklelou2 2/10HotDog2020 8/14ilovetea 11/20KajiKita 12/18keggie 5/15laura lau 8/18leftatthetrafficlights 11/24LemonadeBudget 10/10LittleMissDetermined 11/17madlyn 10Makingabobor2 6/15Money Choices 1/10Mrs Cautious 12/18Nervous1234 7/22Rupacomp 6/15SecondStar 11/20short bird 10/15Tianfeng2022 3/10Worlds Worst Superhero 13/25
Newcomers welcome!
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One more for me today.#21 Save £12k in 2025 £12577.35/£20000
July NSD Challenge 0/101 -
NSD Monday for me 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 39 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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