Mortgage free in 4 years

Aimingforthegoodlife

Haha you are allowed to have a think, I love a mooch on rightmve, I look at the most expensive houses, someone said it is the adult version of circling items in the argos catalogue  

Amazing work on the mortgage, congrats on reaching the 100's!

South_coast

Aimingforthegoodlife said:

....someone said it is the adult version of circling items in the argos catalogue  

LOL, loving this analogy 🤣!

LadyWithAPlan

Well done on hitting the one's

Sensiblesaver

Thank you all for the comments. I love the Argos analogy it made me laugh :0 Nothing wrong with browsing on Rightmove as long as I don't end up with a huge mortgage lol

This week has been a bit of a struggle to get up earlier and exercise. I have been waking up in the middle of the night and struggling to get up early as I'm too tired. I think I am entering perimenopause as I am also getting hot flashes, it's awful lol

I forgot to update in here, but I made a few more OPs last month. Total OP for September was £1748.34. End of month balance was -£198,435.

I got paid on Friday and sent £450 OP to the mortgage, so current balance now is -£197,985. I will probably send a bit more after the usual payment goes through and interest gets added, but it won't be as much as this months salary is lower due to holiday in August. I have also paid £700 for a course I booked and DS is getting braces at the end of the month so will need to pay part of it. 

Idreamofplants

Well done on hitting the 1s

Sensiblesaver

Thank you
Having a day off today so was playing with the mortgage op calculator and ended up sending some more to the mortgage. Just took an extra 1.1k from my cash savings, so total OP this month was £1617.71

Current mortgage balance now -£195,982, going down nicely

Sensiblesaver

Got really annoyed yesterday. After having spent a big part of my day off on Thursday tidying up the house, got home from work yesterday to find that DH and DS had just dumped lots of stuff where I had tidied up. I find that rather disrespectful. 

I was not in a good mood but then I opened my post to find that I had won 1k in a lottery from one of the charities I donate to every month. I did not even know it was a lottery thing, 2 people knocked on my door asking for donations and I ended up setting up a direct debit. That cheered me up, thank you universe

Today I went into town to deposit my cheque and went to the gym. Then treated myself to some candles. I will send some money to the same charity, keep a little and the rest will go to the mortgage

beanielou

Lovely wee win. 

South_coast

Sensiblesaver said:

I will send some money to the same charity, keep a little and the rest will go to the mortgage

And share none of it with DH and DS 😀😀😀

Sensiblesaver

I'm definitely not sharing my win, call me selfish, don't care lol. To be honest, it is sharing as part of it is going to the mortgage.

We had a chat and both DS and DH agreed to make a bit more of an effort to keep the house tidier. I work the longer hours and get home last and is not fair that I am the one doing most of the housework. Let's see how it goes.