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Redemption - The journey of a recovering gambling addict.
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excellent news, you should be proud of yourselfMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1
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Wow that is a great amount to chip off!! Well done
Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0001 -
Brilliant to read your progress mate, well done. Keep on the path.1
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Great Overpayment and well done on vinted bargain. I know you said you need £1050 a month to snowball but could you may look at ways you can make the extra money so it doesn't impact your quality of life too much?*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/0 -
Going through a low patch at the minute. Gambling is in my mind a lot. So frustrating , thankfully I am not gambling just a rough patch.Struggling to sleep as my youngest who is disabled is going through a leap and I’m spending a lot of time with him.Gambling Addict - Acting now before it's too late. Gambling losses well over 25k.Current Situation Started Posting in Apil 24:Unsecured Personal Debt - July 2025Natwest CC 0% - £3000 (Cleared November 2024)
Lloyds CC 0% £4500 - £900
Barclaycard CC 0% £12,567 - £7700
11/6/24 - 17 MonthsGamble Free - Longest in years. Gambling is an illness. Seek help. It is not worth your life.2 -
£1050 a month on debt leaves me with £200 for fun spends £50 a weekend.Sarahwithlove said:Great Overpayment and well done on vinted bargain. I know you said you need £1050 a month to snowball but could you may look at ways you can make the extra money so it doesn't impact your quality of life too much?My wife has started selling on vinted and tbh is doing very well as she has lots of nice things to sell.She therefore is paying more for fun spends during the week as a family.Gambling Addict - Acting now before it's too late. Gambling losses well over 25k.Current Situation Started Posting in Apil 24:Unsecured Personal Debt - July 2025Natwest CC 0% - £3000 (Cleared November 2024)
Lloyds CC 0% £4500 - £900
Barclaycard CC 0% £12,567 - £7700
11/6/24 - 17 MonthsGamble Free - Longest in years. Gambling is an illness. Seek help. It is not worth your life.2 -
Everything is tough when you're not getting enough sleep, well done for not gambling though!3
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100% agree with this, hang in there mateFacelessNumber said:Everything is tough when you're not getting enough sleep, well done for not gambling though!1 -
Coupled with January and the cold, wet and dark bringing the mood down, it's never the best time. But you'll get through! Kudos on the 11 months gamble-free (that 1 year is SO close now), and the extra debt repayments.
Seconded on stretching yourself too much. Think of the best moments of the last few months - when you've had a lovely time with your family. Ensure you have enough for that without counting every penny, and the debt will fall off eventually.1 -
Attended a group therapy session tonight, a bit of normality and back to routine.Thanks for everyone who has checked in with me.Gambling Addict - Acting now before it's too late. Gambling losses well over 25k.Current Situation Started Posting in Apil 24:Unsecured Personal Debt - July 2025Natwest CC 0% - £3000 (Cleared November 2024)
Lloyds CC 0% £4500 - £900
Barclaycard CC 0% £12,567 - £7700
11/6/24 - 17 MonthsGamble Free - Longest in years. Gambling is an illness. Seek help. It is not worth your life.2
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