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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
Comments
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Have a lovely break! xMortgage Balance as of Jan 25 £23,500
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!4 -
We made it! 😃😃 Our little cottage is lovely, and our friends spotted us coming up the road in the car 😂 It was SO lovely to see them, it's been two years! 😱
Had a good tour of their homestead, met chickens, ducks, sheep and goats 🥰🥰 I've heard what they've been doing of course, and seen pictures, but there's nothing like seeing it in person. Had a lovely evening in their caravan catching up.
Not entirely sure why I'm narrating the holiday - out of habit more than anything else 🙄😂 Might try to have a proper no Internet day tomorrow,so feel free to shoo me out if you spot me!14 -
A pre-emptive SHOO sent your way! Have a lovely relaxing time!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 15 YEARS 2 MONTHS LEFT OF 20 YEARS (reduced by 13 mths)Psst...I may have started a diary!6
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Thanks RT! 😊 Having a lovely time indeed 😊
Spent a slightly soggy morning pottering in friend's garden with her and the chickens 🥰 then we went to a local town to potter round there. Money spent in cafe, and Mr Cheery bought supplemental supplies and our friends came round to ours for tea, which was a nice novelty- they rarely go out in the evenings, and we don't usually invite people to a holiday cottage for tea 😂 They're only about 300 yards up the road, if that 😂 I'm sat in our garden at the minute and can hear their cockerel 😂😂
We spent a fortune on stocking up on the way here. We were tired and slightly grumpy when we got off the ferry and stopped for supplies, which is never a good sign. Consequently it was a bit like supermarket sweep, and we spent about £140 😱 Obviously we're only here 3 days so the vast majority of that will be coming back home with us 🙄
Not spending much else though. Treated friend to a cake in the cafe yesterday, and we're off to the seaside today so will probably do the same again, but that's it.
I bought some make up in B00ts in town yesterday (just replacing normal stuff, not holiday spends) - a nice shop assistant gave me a voucher for €15 off €30 and it was 3 for 2, so while the foundation I wanted cost €18.99, I also got mascara and lipstick (worth an extra of €28) and paid a grand total of €19.98. Didnt need those right now, but they'll get added to the stash, and for less than €1 extra I couldn't say no.
Also checked Mr Cheery's TCB account and realised the account it's linked to is the one we're using while here, so we've withdrawn the available £37.12 and will add to May's extra dosh total when it arrives.
Happy wheel is down £60 but I'm not doing it while I'm here, so it'll stay down - so that'll offset the overall dosh total. Mildly annoying but there we are. Now waiting for:
£37.12 TCB
£25 1Poll payout
£185 each S@ntand3r switch
= £432.12 although clearly most of that will arrive in June now.
Right, we are getting picked up for our seaside trip in an hour so I'd best get on with breakfast (to the sound of a cuckoo and some distant bleating from friend's goats 😂)9 -
Holiday sounds wonderful Enjoy seaside.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
It sounds like you're having a lovely time Cheery! I wouldn't stress about the food shop - as you say, most will come home with you and you're on holiday - it's nice to have a break from worrying about the food budget and just buy what you fancy sometimes.
Enjoy the seaside!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway6 -
That’s a big shop for 3 days unless you buying champagne ?!As you say holiday food spend - all bets are off as we all buy extra stuff as a treatDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest6 -
LadyWithAPlan said:That’s a big shop for 3 days unless you buying champagne ?!As you say holiday food spend - all bets are off as we all buy extra stuff as a treat
Food is definitely more expensive here though, and we were in t3sc0 rather than our usual Mr A so that made a difference.
Hey ho. The sun is shining today and we are abandoning our friends for a few hours for a trip to Donegal 😊 we'll set off shortly so we can be back mid afternoon to spend our last evening with them, and we set off home tomorrow. It's been a lovely week but quite sociable and intense, definitely need a quiet weekend when we're back!7 -
Haha - recovery time resonates with me Cheery! Last Saturday we went on a group 'field trip' to tour a local-ish Abbey Church - it was full on & a lot of fun socializing, but I spent the rest of the holiday weekend recovering from the intensity of it! I have only myself to blame though as I did the organizing 🤣🤣🤣
So lovely to hear you are having a good time & eating ALL the things - sometimes it's nice to abandon our regular routine & that includes eating!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 15 YEARS 2 MONTHS LEFT OF 20 YEARS (reduced by 13 mths)Psst...I may have started a diary!6 -
Well, we are wending our merry way home and are currently on the ferry, having spent our final euros on a cuppa. Mr Cheery has a comfy chair and I am sat outside getting quite windswept - now we've passed the port I might head in though, not least because of the number of car alarms going off! 🙄😂
Going to extend our holiday slightly by staying again with the friends we stayed with on the way here 😂 Means our drive tonight is shorter, and we get home when it's not dark tomorrow.
Will do a final tally of spends once I'm back. I did check the bank this morning. Mr Cheery's pension is in, but no sign of 1Poll, or either of the seta of bank switch cash, so May will look like a relatively lean month in terms of extra dosh, especially once I've taken off the minus amount of MB earnings 🙄 But hopefully June will be off to a good start!12
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