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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
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Afternoon MSE chums 😊
We had a lovely evening and morning with friends, but I am extremely ready to be at home not talking to anyone now 😂 Another couple of hours and we should be back in our own garden with a cuppa, sitting on the swing seat 😊
Definitely feeling in need of a second holiday. It's been so lovely to see both sets of friends, but we've not even had even a couple of hours of just sitting round in a holiday cottage by ourselves. We did have one day out on our own, but since that involved about 5 hours in the car and the entire evening with friends, it didn't feel particularly 'relaxing'. And I am in high need of not talking to anyone, including Mr Cheery!
Currently feeling a small bit of family guilt as I am passing within a couple of miles of both my dad and auntie, and am not planning to drop in on either of them 🙈 Not feeling guilty enough to change plans though...
Been feeling quite anxious and background agitated all week, still bothered by work incident, quite prone to be grumpy, and a bit fretting about the next 2 weeks at work which have 2 big deadlines and may therefore be quite busy. Nothing for it but to make sure the rest of life is calm, so a weekend pottering in the garden, making sure I have food prepared for the week, and getting on with things on Monday rather than putting them off. And making I get enough sleep, of course. I'm not one for sleeping in the car sadly or else this might be a nice opportunity!
I was about to declare today a very rare NSD but we'll need to stop for milk on the way home 🙄😂16 -
HOpe you get both a nap and a good amount of silence in your near future!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20256 -
I’m sorry that the work incident is ‘lingering’ - huge sympathies, I get these too. If you are of a mind for such a thing, googling and doing a ‘sand painting’ might help?KK xAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Hope you manage a good relax when you get home 🏡4
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Thanks all xx
I had 12 hours in bed last night and felt quite a lot better for it today, although still a bit grumpy and out of sorts. Nice chat with my sister though, and now progress on the patio. Did some holiday washing, and ran the hoover round the study and kitchen, and made some food for lunch tomorrow.
Working at home tomorrow to ease myself in gently. Need to do a few things mostly in the evening:
* workout
* finish YNAB reconciliation (I did main bank today and credit card, but not the one we used for euros on holiday)
* apply for postal vote
* ring garage - want them to look at the brakes on the big car
* flute practice
* change sheets
Might nip to B&Q for more sand depending on weather and timings but we'll see - if Mr Cheery's planning a trip to town I'll ask him instead.11 -
Urgh, that was a long day! But only because I got into the main job for the week and figured I might as well keep going... 🙄 And because Mr Cheery isn't here to make me stop.. 🙈
Still, I took the compost out and have spent 15 mins doing a bit if raking of the grass I strimmed the other day. Don't normally bother, but it was so long it's in danger of killing off the grass underneath it.
I came in here to write a plan for the evening, only to see that I've already done it 😂 Wasn't planning on working til 8.30 though... so a scaled down plan:
* washing up
* breakfast and bag for tomorrow
* finish YNAB
* flute practice
* IPL while watching the TV
That's energetic enough, I think...
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Ooh, £25 from 1poll has arrived - a nice start to June's extra cash! No sign of Santander switch money yet - I'm just being impatient because I know some people have had theirs, but I also know we've not hit their timescales yet, so I need to be more patient!7
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The Nationwide £100 bonus isn't arriving until at least 13th June according to the email - anytime between 13 and 28 June.6
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Well that's a nice thing to look forward to as well 😊
Checked the Santander thread again - it seems today is the final day for them checking, and payment can be another 30 days after that, so I must remain patient but fingers crossed for June at least!
Ooh, and obviously we'll be winning a million quid on the premium bonds tomorrow 😂9 -
Well, unsurprisingly i didn't win a million (or, indeed, anything at all). So back to work for me!
Spoke to my mum this evening. She's still off work, but planning to go back next week. Asked me to look at her pension docs as she got a forecast for retiring a few weeks early but couldn't understand the numbers and I agreed it really wasn't an easy read document! Still, I think I figured it out. Slightly baffled at first as it seemed to suggest she'd get slightly MORE if she finished earlier 🤔 but I think that's because the earlier forecast was generated a couple of weeks ago, and I think the standard one they've just sent her the last annual statement, generated a few months ago, despite her having asked for an updated forecast for both. Have written down what I think are the right figures from each doc and she has a list of questions to ask them tomorrow.
I did just about retain enough sense to finish my YNAB reconciliation for the holiday spending. Holiday fund needed some topping up from May's monthly saving holding pot - the rest of which was plonked into the window replacement fund. I'm going to ring up about those this month, see if we can get them booked while the weather is decent. We've got about 75% of the cost i was aiming for, and should have the rest by the end of June. If it's more, I'll raid the home maintenance fund. There are three or four blown ones that could wait if necessary, but one has been letting rain in for years and is starting to damage the wall so that does need doing
Not tonight though!9
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