We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
Comments
-
How irritating! No chance you can contact them and beg a refund?Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Perhaps - I have a vague memory that the reason I didn't cancel it last time was because I couldn't figure out how to! Will check through the bank.
Just done another couple of Prolific studies, now standing at
£36.86 cleared
£6.37 pending
Pretty good!
I put some washing on this morning, but the weather is all over the place. I can't decide whether to peg it out to take advantage of the sun and wind, or keep it in to avoid the showers! Might risk pegging it out - the sky is pretty blue at the minute...5 -
I’ve pegged mine out and I’m watching the sky closelySealed pot challenge 822
Jan - £176.66 :j5 -
@Cheery_Daff - perhaps you can cancel the direct debit via your bank account - I recently found that option on mine, when I was trying to set up a new monthly s/o!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)5
-
Yep, just cancelled it through the banking app - which makes me wonder why on earth I didn't do it before! 🙄
Washing out, and I think most of it will be nicely dry soon 😊
It was nice while I was out (albeit windy!) so I retrieved the recycling bin from the top of the drive, and picked a big jug full of damsons. Not sure what I'll do yet - there are still plenty on the tree.
Made some pear pancakes (just a thick batter with grated pears from a friend's tree), and topped with some of my homemade gooseberry jam from last year 😊 Made me all excited about preserving again 😊
Meeting a friend for an online chat in half an hour, so I might go and retrieve the washing before then, and pick some sage to dry. 😊6 -
Evening chums 😊
Hope you are all being nicey frugal today 😊
We had a lazy morning, then took the treats budget out for a cuppa. Will add up the totals in a bit.
Nice wander round a more-touristy-than-our-local town, and another cuppa on a bench by the river watching the ducks 😊
A nice calm day, although I'm still ridden with flashes of annoyance and anxiety which seem to be plaguing me at the minute 😬
Home now. Mr C is having a nap. I've hoovered downstairs (before his nap!), cleaned the bathroom, washed the kitchen floor, and am now making a spot of wholesome food.
An evening of crochet in front of a film or two beckons - i feel too grumpy for much else. I hope that will restore me to cheerfulness as tomorrow I have to go and visit family to sign my mother's POA form, and it will be a LONG day if I'm not more cheerful by then! 😬7 -
Flashes of annoyance and anxiety doesn’t sound like Cheery … You okay or is something weighing on you?Hope a calm quite evening helps restore you somewhat and tomorrow goes well 🤞
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Yes, ditto to @KajiKita. Not wanting to pry, but from the tone on your diary, we're all here for you @Cheery_Daff in any way possible. Love Humdinger xx5
-
Sometimes a bit of me time is just what is needed! Endless lists can be overweighted with a bit of downtime will help reset!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)3
-
Have you been sleeping and eating well? I get grumpy and anxious when I've been bad at either. Also at certain times of the month!Mortgage start date Nov 2014 - £90,545 over 25 years
Re-mortgage Oct 2017 - 78,295 over 23 years
Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
Current Mortgage Outstanding Middle December 2020 - £47893.35 - a reduction of £42,652 in just over 6 years!3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards


