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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻

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Comments

  • I'm assuming the budget resets at the end of the month, so even if he finds loose change all month, come October he'll still only have £150 to spend? Loving his technique though 😂
    Mortgage start date Nov 2014  - £90,545 over 25 years
    Re-mortgage Oct 2017 - 78,295 over 23 years
    Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
    Current Mortgage Outstanding Middle December 2020 - £
    47893.35 - a reduction of £42,652 in just over 6 years!  


  • rtandon27
    rtandon27 Posts: 6,071 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    @Cheery_Daff - I know this is an 'anti-decluttering' thought, but if you love the sweater that much, perhaps turning it into a cushion cover for your most cosy chair might be an idea?  I'm team 'Messy' all the way - drives OH mad!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)
  • Cheery_Daff
    Cheery_Daff Posts: 17,605 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm assuming the budget resets at the end of the month, so even if he finds loose change all month, come October he'll still only have £150 to spend? Loving his technique though 😂
    😂 Ha, this is a new way of budgeting for us (we don't usually have such a strict assigned budget separately) so not sure how it'll work next month yet. But the Magic Jacket Money did pay for both of us a cafe trip this afternoon so... 😁
    Please could you send me a few of Mr C's magical jackets?
    😂😂 I might start rummaging through a few of them myself! There's a seemingly endless supply of jackets in our house 😬

    rtandon27 said:
    @Cheery_Daff - I know this is an 'anti-decluttering' thought, but if you love the sweater that much, perhaps turning it into a cushion cover for your most cosy chair might be an idea?  I'm team 'Messy' all the way - drives OH mad!
    Not a bad suggestion at all! Might require a bit of figuring out to stop it unravelling. But the nice bit is the yoke round the next and the buttons, so that might work well on a cushion, thank you!
  • Cheery_Daff
    Cheery_Daff Posts: 17,605 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    In case you're curious, it's this pattern

    https://www.soulemama.com/soulemama/2010/02/tea-leaves.html

    But in a kind of bright teal green. I might try to keep the opening style at the front by putting something underneath (kind of like you'd have another top under the cardi). 

    Will report back.

    Incidentally, I miss that blog. I loved it. She had a very different life to me (homeschooling 5 kids 😂) but it was such a gentle, peaceful place to hang out 🥰 I miss blogs in general, most of the ones I used to follow have stopped now 😕
  • rtandon27
    rtandon27 Posts: 6,071 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    @Cheery_Daff - I quite like this tutorial - the piping makes it look professional!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)
  • beanielou
    beanielou Posts: 96,703 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blooming cars indeed. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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