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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
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Morning chums, feel like I've been missing for ages, it's been a busy old week!
Had a lovely time at the conference, and my hotel room had the most excellent deep roll top bath and underfloor heating! Not bad considering I'd had to book that one because the conference hotel itself was too expensive to book without getting special permission 🙄 Dinner etc included with the conference too, which was free! 😱
Mr Cheery joined me and we stayed with a friend on Thursday night which was lovely 😊 He cooked in the evening, but we did go out for breakfast so a bit of spending there. Had a nice time hanging out with him til early afternoon.
And now we're on holiday! 😃 Just for the weekend 😊 Paid £22 to park the car all weekend as there's no parking here - probably could have managed cheaper but I don't know it here at all, and it's pretty close to where we're staying.
Flat is lovely 😊😊 On the main pedestrian high street above a shop, on a corner so there are 5 windows in the living room. It's peaceful, but it makes a nice change for us to be able to hear people pottering along the street. No pubs within earshot so it got very quiet in the evening - until about 1am, when the bin lorry turned up and giant wheelie bins were being paraded up and down the paved streets 😮😂 There's also a set of bollards at the end of the road so we can hear the mechanised "caution - bollards in action!" voice 😂
But all this makes a nice change from our silent rural existence 😂 We wandered around a few charity shops yesterday and I bought a stack of books (always a holiday treat for me). Then we had a takeaway as it got quite late once we'd unpacked etc.
Today is a day of treats as it's my birthday 🥳 i don't think I'm going to get breakfast in bed but the people who own the flat have left half a box of coco pops so I'm going to make a start with those 😂 I love coco pops and NEVER buy them, so I do try to sneak in a small bowl whenever I happen on them 😂 Other than that, the charity shops that were closed yesterday afternoon, at least two cafes, and a walk along the river I think 😊
Oh, and I must ring the bank. I've been trying to transfer the money to meet the conditions of the latest bank switch - I did half but the banking app has been down for days. A quick phone call will be fine i think, and I'll be able to scoot the full amount over to Mr Cheery's new account too - need to check the DDs on that when we get back. I've been really putting this one off for some reason - maybe I've just reached the limit of my patience and enthusiasm 🙄 I'm in danger of missing the cut off the way I'm carrying on though! 🙄
Anyway, no beating yourself up on your birthday! Coco pops are calling 😁13 -
Have a lovely birthday day Cheery xxxx😇😁🍰🍦🥂🍻6
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Happy birthday Cheery. Hope the day is lovely and you find a delightful bargain in the shops.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6 -
Happy Cocopops Birthday Cheery! Wishing you the happiest of treatfilled days!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!5
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Happy birthday Cheery, have a lovely day! (Your plans sound perfect).
I think you and coco pops might be like me and crunchy nut- never buy them but can’t resist if they happen to have them elsewhere!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Happy birthday Cheery 🎂🍰🎁🎉
Your plans for today sound most excellent.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family5 -
Happy birthday 🥳🍰🌼🤗. Have the best day. XxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Happy birthday, have fun 🎂6
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🎂Happy Birthday🎂 Cheery - hope you have a 🧁wonderful weekend 🍰. I love your description of the 'differences' from home that are making the stay in the flat so interesting and cheerful... (bin lorry excepted.....) X
Pounds for Panes £7,005/£10,000 - start date Dec 2023
Grocery Spend July 2025 £292.82/£300
Non-food spend July 2025 £96.71/£50
Bulk Fund July 2025 £9.10/£104 -
Happy birthday 🥳
Hoping you are having a lovely day and here’s to a wonderful year ahead for you 😊
I fully approve of birthday books btw …. 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 39 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5
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