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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻

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  • KajiKita
    KajiKita Posts: 7,650 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    How lovely to have new neighbours who want to be friendly. Hope that goes well … 🤞

    Well done on the hay box progress and your halo 😇 shineth brightly after the LPG email! It will be interesting to see their repo see to that one … 😉

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • rtandon27
    rtandon27 Posts: 5,667 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Haha @Cheery_Daff - I just love your 'non-tactic'!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • Tescodealqueen
    Tescodealqueen Posts: 1,263 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Result🙂😁😁😄
  • beanielou
    beanielou Posts: 95,555 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Most excellent. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,583 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Bravo Cheery 👏 I greatly admire your tenacity - it's the principle of the thing, but that compensation is a much better acknowledgement of their wrongdoing.  I suspect you won't get the farmer to accept a share of it either 😁 but that won't stop you trying 😁

    Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £46.70/£300 
    Non-food spend August 2025 £0/£50
    Bulk Fund August 2025 £0/£10 
  • KajiKita
    KajiKita Posts: 7,650 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Result!! 👏👏👏👏🤩
    And love the idea of you cooking tea in the garden ❤️

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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