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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻

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  • KajiKita
    KajiKita Posts: 7,605 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 10 March at 8:06AM
    That sounds like a hard slog of an evening with that hanging over you. I hear you on the self medicating with cafe trips. Is there anything else that would lift Mr C at times like this, like a really good music session or a long walk? I do think you could try one last time on Mr C Senior about the house insurance and be pretty blunt - to the effect of next time something like this happens you could be away / out of the country, ill yourselves, and who would deal with it then, without insurance? 

    Good luck with the house insurance. That renewal quote was horrid! 

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Staffordia
    Staffordia Posts: 382 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I hear you on the POA, it's taken my wife over two years to persuade her mother who lives with us that's it's a necessary thing.

    We finally managed to persuade her to see a solicitor this week. I know it would have been cheaper to do it ourselves but she needed to have it spelt out by an outsider that putting this in place didn't mean my wife would drain her bank accounts. 
    Mortgage Free November 2018
    Early Retired June 2020
  • Baileys_Babe
    Baileys_Babe Posts: 6,263 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 10 March at 10:56AM
    We are in a similar position @Greying_Pilgrim with OH's parents they are not aware of the additional costs to us of supporting them regarding our time/finances/health. We want to help them but sometimes they could help themselves more eg by paying for a cleaner - this would easily be affordable from their pensions. 

    Occasionally I do get a little resentful as they have never offered us any support including for the 20+ years OH has been chronically ill. It just reinforces how generous OH is 😊
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Baileys_Babe
    Baileys_Babe Posts: 6,263 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Oh that's difficult @Baileys_Babe yes, it's hard not to let the resentment creep in sometimes, isn't it?

    Yes, I try hard to shut the resentment down quickly because then I feel guilty which just adds to the emotional load.

    As you say an ambitious list, enjoy your time relaxing outside with a cuppa and your book.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
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