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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
Comments
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Merry Christmas, cheery 🎄 Wishing you and Mr cheery a speedy recovery xI've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.533 -
Sending wishes for a cheerful day in which the lurgy departs pronto!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Thank you all for your kind and healthful wishes!
I woke up coughing and spluttering at 3.30am 🙄 Refilled the hot water bottle, dosed myself up, and lay reading for a bit - Mr Cheery was still up when I dozed back off at 4.30 so it's going to be a quiet day here 🙄😂
Going to get up and have a cuppa now but I can't imagine he'll be up for a while, so I might treat myself to the All Creatures Great and Small Christmas special with a mince pie 🤩
Hope you all have a nice relaxed one today xxx10 -
Enjoy! Happy Christmas xxx2
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Thanks TDQ!
Hope the rest ofyouare having a festive day 😊 I had a nice morning watching the first episode of All Creatures Great and Small (by accident, but couldn't be bothered to turn it off) then the most recent Christmas special (deliberately). Done my family duty phone calls, and eaten some chocolates. Mr C is back in bed, and I'm plotting and scheming with my new pens.
No sign of either of us being bothered to cook yet... 🙄😂
Rock n roll festivities here 😂8 -
Sounds like chilled festivities to me …. 😉 😎
It goes that way sometimes. Roll with it 😊
KKAs at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 35 books of target 52 in 2026 as @ 24th May.
Produce tracker: £119 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Rolling is about the right level of activity 😂😂KajiKita said:Sounds like chilled festivities to me …. 😉 😎
It goes that way sometimes. Roll with it 😊
KK
Mr C is back out of bed, and we have officially abandoned any Christmas Dinner plans. Might consider tomorrow, might not. I did a nice bit of dreamboard collage with some old magazines (look at me, decluttering on Christmas Day! 😂😂) and now watching Wallace & Gromit 😁
4 -
Yorkshire Border..... 'No Parkin'...... 🤣🤣🤣
And who in Aardman Productions has been reading MSE for the 'Turneep' love - or have they a part-time job at the Swedish (turneep) Embassy workin' folk's club......... 🤣
Hope you are able to look after yourself, and that Mr Cheery is improving.
Greying XGrocery Spend May 2026 £195.87/£200
Grocery spend April 2026 £199.95/£200 +5pence
Non-food spend May 2026 £58.44/£80
Bulk Fund 2026 Month 5/12 - £5.98/£93.54 (reducing balance - start £120 pa)
""Mother Nature don't draw straight lines
The broken moulds in a grand design
We look a mess but we're doing fine
We're card carrying lifelong members
Of the union of different kinds..."
"Union of the Different kinds" - R Christie & T Gilbert, Fisherman's Friends3 -
Wasn't it fab?? 🤩🤩 we adored it 😃😃😃Greying_Pilgrim said:
Yorkshire Border..... 'No Parkin'...... 🤣🤣🤣
And who in Aardman Productions has been reading MSE for the 'Turneep' love - or have they a part-time job at the Swedish (turneep) Embassy workin' folk's club......... 🤣
Hope you are able to look after yourself, and that Mr Cheery is improving.
Greying X2 -
I’m earmarking W&G to watch this evening I think!Glad you had a nice chilled, restful day Cheery - hopefully you’ll feel better to sort the Christmas dinner between you today!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3
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