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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻

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  • Good vibes heading your way for the application Cheery - I think only you can work out the balance of whether the money or the headspace is more valuable to you, around the 4 or 5 day working week! 

    I should think that clean up of the roof would make a difference - it will be interesting to see how fast you see it, too! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Oh Cheery I do hope you’re both feeling better soon. You may remember that my oft-used successfully trick for warding off tonsillitis is hot drinks swallowed as hot as you can bear - I’ve seen it off on a number of occasions by that method! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Watty1
    Watty1 Posts: 6,838 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Oh no! Hope you feel better and brighter after that shower.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • rtandon27
    rtandon27 Posts: 5,698 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh dear - hope you both rid yourselves of the Xmas lurgies soon! - Lots of hot ginger/honey/lemon water to heal that throat!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • Oh Cheery, this is definitely not the time to be coming down with the lurgy! Hope a hot shower and a good rest today help you on the road to recovery.
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Always try to be nice, but never fail to be kind - Doctor Who

    Total mortgage overpayments 2017 - 2024 - £8945.62!
  • peb said:
    Actually I disagree Cheery having done both.  What you are actually doing is working full time ATM but being paid on a four day basis.   I originally did compressed hours as I knew I'd be expected to get the same amount of work done and would end up doing unpaid overtime.  In a different role I knew that four days meant four days.   It's really difficult to know in advance what is expected of you in those hours.    A friend is now going to do a nine day fortnight in compressed hours, just slightly longer days.

    Just food for thought 
    This is very true - one can end up working far more in a compressed role for less, only you can decide.

    Candle making sounds lovely! Were they scented?

    Hope the lurgy disappears quick
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
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