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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻

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  • beanielou
    beanielou Posts: 97,691 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy the party. 🥳 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 97,691 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your weekend. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Happy Sunday Cheery! 

    Loved catching up with your diary! Thanks for the nudge on Octo tariff - we must be on the same fix as I got the same email but totally forgot to action but thats now sorted. Just went for the next fixed. We don't have any solar/heat pump / electric car charging currently so quite happy on the fix. We only recently had our meters updated so quite new to Octopoints and free energy. My DS loves the free drinks - Greggs works perfectly for us as no Cafe Nero around us. My DS enjoys his hot choc treat on the train ride home!

    Sorry to hear about the job interview but glad you got some feedback. 


    2026 financial goals & challenges!

    1). Mortgage (started Jan 2024) £102,005.52 / £122,400.00 Overpayment total: £1233.59 (Inc Sprive yr 1 & 2 o/p £70.93 & £55.34 reg monthly overpayment) Equity 30%

    2). #7 Save 1p a day challenge 2026 £0/£780

    3). £2,411.31/£3000 in Investment ISA (35/50 investments)

    4). Sensible money choices & debt reduction

    5). Lose weight, get fitter and read 12 books in 12 months in 2026.
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