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In Search Of Me's brand spanking (behave SS!) new 2008 diary...

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Comments

  • pania
    pania Posts: 8,258 Forumite
    taxi73 wrote: »
    Hi ISOM..glad the nurse has told you to take it easy!!!...I would pay the money out of the pot especially as you are paying interest.You have learnt so much moneywise since joining and at least you are no longer running debt up.I want to give up smoking as well and looked for sugar free clollies in asda today but they didn't have any will nip to lidl in a bit and look

    Try health food shops, they usually have some hon. quite cheap to! hope it works for you...
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • ta sea! Anyone good with maths?! I'm hopeless. Say it has 200 in it and I dont "use" it and leave it there how much interest could I save myself on 5.8% between now & Dec? That may be the deciding factor so if a v.intelligent matht oerson could work it out for me I'd be v. happy! P are you still typing away or wil the revelation post pop up when I press post quick reply...here goes!!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • pania
    pania Posts: 8,258 Forumite
    It's up there!!! ^^^^^^^^^^^^^^^^:rotfl: :rotfl:
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • pania
    pania Posts: 8,258 Forumite
    what would you be using it against hon? can work out 5.8% of that balance and then what 5.8% would be with the £200 paid off.
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • oh B**** conflicting advice, crossing posts and still dilemmas!! Ok to answer a few...be warned the sugar free lollies - have too many and you'll have severe dickytummy (learned that the hard way!!). I'll be fine - just need to stop FARTING ABOUT and get on with it!
    Re whang...if someone can work out the interest I'll make a decision based on that! Yes P I have a piggy almost finished that I'll do for you - what coour would you like him & what name - yes mine is whang!! (mum & bosses were called pigglesworth!!) ? Let me know asap & pm me your addy & I'll post him off asap - but it will take a week or so as layers need to dry!
    Sorry head exploding is still there - when that happens just tell the thoughts to f-off! The diet was an extreme one - liquid packs only for 6 mnths!! Never again! Slowly but sensibly the way to go but I keep getting tempted by yummy foodstuffs!
    How bout we try giving up smoking tog mrs t? My wine is being finished (my decant the stuff I made & try & pretend its not there but am useless with that appraoch!! I always know & like chocolate to some it screams "I'm lonely, you know you want me" and no amount of telling those voices to f-off works!! (ok I realise i now sound nuts!!)
    Yes taxi great that there was more sensible advice from the nurse but had a fit when she initially said 6 weeks! I've a race for lfe to train for dont you know (she laughed. I didnt!!). Miss P have you signed up?
    The watch isnt from garmin but a rather well known sports shop online...not good if you ask me! OK am off briefly now to juice some fruit or possibly make a smoothy - decisions decisions!! Back in a mo!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • eh what?!! maths..brain shut down! While I make fruity concoction ca you phrase the uestion in SIMPLE english for the mathematically challenged (ie me!). The 200 will go off my cc (or one of them!) balances are about a gazllion pounds each...ok now I exaggerate...surely its 200 over 9 months at that % that works out what is saved not the whole balance? Its hard to beieve at this stage that (a) I used to work for a large financial insitution (b) that I actually completed the first year of a business & finance course (c) I left by choice, not because I was kicked out!!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • pania
    pania Posts: 8,258 Forumite
    doing this eve after i have permission from the jailer hon!!!

    Thanks sooo much for piggy!!! will try hard to think of a name.... would call it OH, but thats not fair on the pig!! lOL!!

    Just for example 5.8% of £200 is 11.60.. so if the debt is £200 you will save £11.60 by paying it off now, if it is £250 you'll save 14.50 by paying it off now etc etc. let me know the figgers and i'll take a look (says she pretending to be a mathmatical genuis!! I have calculator don' ya no!)
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    Am meeting my old allotment secretary at the plot as he wants to look at my weeds!! Hope all ok?!!



    Now that's a chat up line i've not heard before! :rotfl: :rotfl:

    Hope you continue well on your road to recovery, don't do too much
  • pania
    pania Posts: 8,258 Forumite
    Lemontree! keep missing you hon, are you ok? good weekend etcetc.. big hugs!
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • ok back from juice. Had to laugh though as couldnt find juicer initially & first thought was "have I sold it?"!! Made yummy carrot, ginger, apple & grape - yummy will keep it out now & actually read the yummy juicing book I have! Always good for stuff that needs to be eaten before going off - I'm much better at drinking my 5 a day (wine counts right?!!)
    Aww thats not much saved is it eh so despite not being very DFW to save some money I'll leave him intact (ready to be murdered?!! P I'll need councelling after that one!!) for now! What would the compond interest me though as thats how they work it out isnt it?!!
    Just to clarify P the allotment secretary is possibly in his 70's and if I had a wish for a surrogate grandfather he would be it! Nothing suss about it at all - hes just a lovely bloke who can reliably inform me that half my raspberry bushes are dead & does so in a lovely way - unlike other allotmenteers who can make you feel an idiot! They all loook dead now but he showed me how to tell the ones that are actually dead!! He's a sweetie but I suspect there was mischief when he was younger as there's a definate mischevous twinkle there! I'm going to pop over to the old site (where he is & where I left due to obtaining a bit of a stalker!) and see how things are and he is going to demonstrate his innovative greenhouse sprinkler system! hehe What an exciting life I lead eh but for those gardners amongst you wil understand that having to water the greehouse daily in hot weather is a mare! Leave it a day & the plants are all dead!!
    Anyway off to catch up after extreme dreams! No I wouldnt mind of old ben wanted to come & check me poles over, definately one to light my fire!!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

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