Slaying my Debts

miaoww

Hey just read a couple of your recent posts - am in work at the mo and havent been on for a while as too busy doing some locuming to get some xtra cash
got home this morning from working all night previously to discover my wages havent made it into my new bank act!!!"! and have inccured charges or a charge I though there were going to be lots of them but fortunately theres only one but its a new act we wanted to keep in check so when it was reviewed in 3mths we could maybe have a small overdraft. - arrrgh!!! not only that boss cant check anything til after bank holiday and ive still got to pay my direct debit but no idea when that will be? desperately trying ot get things sorted and then get kicked in the face again!
have made the basic offering of £1 to store cards - prob going to get letters re the loans - cant sort out something with payplan and cant guarantee my locum work will be on going just going mad - hubby just happy for me to sort it all out as usual and all he's concerned about is getting bad credit!! which is laughable WAKE UP!"!!
the more locum work I have to do the more i need to pay my mother in l;aw and I dont want to !!!! her off by asking her too much as childminders would cost me a lot more!
decided to sell the caravan as paying for storage costs and not using the bloody thing so may aswel get rid - can use my mums if I really want to and always seem to book the sun hols anyway so dont see the point
have sold a bit on e-bay but being naughty i alsdo bought a lush dress for my friends cocktail hen night which will be my treat on the 17th should really pay off some debt but got to have a night out or ill go mad!
maybe its just the pmt / working nights / sick kids / lack of sleep and chocolate! i dont know.
anyway plus points have managed to stay within budget apart from bank charge. go to go to citizens advise re studio cat dont belive my soa ? though evryone else does think their just after more money they recon can claim back child minding fees (maybe if my mother in law was a registered child minder) i could but she's not the b'std just want to know everything - I know they have a right but still how much stress can you take?! sorry for ranting on just needed a moment.

:rotfl:

kika

Haven't been on for a while, sorry you've not been feeling yourself. I'm time wasting instead of doing etma.Know what you mean about job, I feel trapped on nights as pays more still it's not for ever I keep telling myself. How do you get extensions when its procrastination?:rolleyes: Should be a recognised medical condition.

Keeping_Positive

((((hugs)))) miaoww pmt, lack of sleep, kids and eating too much chocolate because you feel lousy I can relate to all of these. Hope you feel better soon. Your only human and are doing great by the sounds of things.

Keeping_Positive

Good luck with your challenge Buffy

Buffythedebtslayer

Hey Miaoww, just going to find your diary. You ARE doing great you know. Hubby type person is clearly being a bit of wombat, worrying about bad credit rating.......hmmm. (((((((((((((((hugs))))))))))))))))

Buffythedebtslayer

I feel highly ashamed of myself for various reasons. I was reading on here till the wee small hours of saturday ooo so much to think about.

I was meant to go out last night but didn't mainly as I know I don't have the money. that put me in a right bad mood. I have a huge amount of Marking and can't believe it is Sunday already.

I also have an Avon order to sort, Ebay stuff to photography, small furry animals to clean out and a room that looks like said animals live on my carpet and well its just not pleasant.

I am just moaning cos my sister is coming round to dinner and I hate and loathe sundays like this.

any how plan of action.

1. stop being a shallow selfish tart and realise how lucky you are.
- I finally decided I like my job this week and the main reason why I have been so unhapy is that my friends at work aren't happy and I feel bad for them. So work is a priority - must be more organised and stop resenting it. I am well paid and they deserve more of my time.

2.MUST MUST MUST make a proper go of Avon. this involves devoting one evening a week to it at least.

3.Must start studying OU properly too and stop collapsing in front of the TV every night.

4.I have too much to do to be sitting about, I have to be more assertive and go on and do my own things - which I need to do in order to get out of this mess and not worry what my friends and family think. equally tho I can't leave Mum on her own all the time. I need to think about this carefully.


It seems everything comes back to planning. :mad: that would be the one thing I am not very good at!

be back later to report on progress and moan about my sister.

Buffy
xxx

Buffythedebtslayer

right, dinner etc with sister wasn't too bad. I cleaned out pets and tidied room, found a missing avon order. oops.

tomorrow i am getting up early and working. really hard.

so there.

xxxx

Buffythedebtslayer

I did manage to work really hard all week, for once feel ok about my job, been neglecting just about everything else in my life, my pets, my ou, my spending.

I went on a long time planned shopping yesterday, but when I got home nothing fitted, when I say nothing I mean out of four skirts =0 fitted, three pairs of trousers = 1 pair fitted and I looked utterly dreadful in the tops I bought.

I was so miserable. it really took the gloss off my week - which had been really good, I just can't bear the thought of going to work in my winter clothes in this heat

I have more work to do.

I also have to deal with my unopened post.

more bills.

xx

Buffythedebtslayer

good news - no bills in scary post, been invited away for next week by my friends, I managed to clean my room and do some work,

bad news - looked at my bank acount not great at all.

but I am going to go to bed and move money around tomrrow night am too tired now.

xx

Buffythedebtslayer

I am feeling quite rubbish.

I hav completely lost my way, am confused about the money, my weight has ballooned, work is on top of me I should be writing an essay right now on Christian hummanism and its effects on the reformation. I haven't started anything to do with my other course.

I feel utterly buried under everything and stressed out Mum is right now talking to me about going away for the weekend, and I just want everything to shut up and leave me alone. My stomach is hurting, I am sipping water but I have felt dreadful all day.

I haven't been on here much in the last couple of weeks, which has ruined all my challenges, I honestly do not know what the hell is wrong with me. I should be happy now, actually my work load has lessened at school and I am so proud of my students this year.

But I am tired, I feel deflated completely. I just cannot keep up with it all, Avon, ebay non payers, school crap,

the thing is I am very much aware that I just sound like a whinging pain in the a*se, I think I need a break from everything.

So I am going to duck out of the site for a while, I am away this weekend which is good and then I have a week till half term when I can catch my breath.

so see you all soonish folks. hopefully without the selfpity.

xx