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Road To Financial Recovery
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Bit of a spendy day yesterday. Daughter has a sleepover at one of her friends, so we took the opportunity to go have a date day. We had food and drinks, plus cinema and some junk food / snacks for the evening. It was a lovely day and just nice to switch of from what has been a pretty tough work week. I have been and done the food shopping and filled car (which is seeming to become more expensive). I need to tweak the budget a bit for this, and for food too to be bit more realistic with the current finance climate. I would hopefully then stop feeling frustrated when we are over budget. I do think we need to do a bit on an inventory of what we have though too.
Rest of the day will be watching some TV but then also got to do a bit of admin stuff.
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Date day sounds lovely 😊
Debt Busting Again in 2026
Starting Debt 03.05.26 £5345. Total 01.10.26 £2994
Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 £600, cleared 05.07.26
Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 £600, cleared 12.08.26
Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 £940, current total 01.10.26 £344
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It was lovely day and just what was needed.
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Sounds like the date day was much needed. You work hard so need some downtime. Also you need to make the most of child free time. Maybe introduce a pot for this?
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪1 -
Oo a pot for this sounds a good idea, it would make it a bit more guilt free. I think we do need to try our best to maximise some of the child free time we get to do some more stuff together.
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Monday was Mondayish!. I started off productive until the office got loud. A project that needed others input before I could start it never happened so needs revisiting tomorrow. I managed breakfast, home coffee, and lunch that was pre bought so a good financial day was had.
I've cancelled Annual leave I had booked for next week, just so busy and tbh don't really need that week off. I need to decide whether I am going to apply for a job that I have seen that really interests me.
Hope Monday wasn't too bad for others
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Happy Friday Eve!. Well this week has absolutely flown by, and I have slowly started to gain a bit of momentum with the tasks (except for today). I went to work but then I just couldn’t focus for some reason, can’t even explain why maybe the email pinging every two minutes. Anyhow, I decided to come home ‘ill’ have a few hours just to mentally stabilise (I know that sounds dramatic) but once I had napped, picked up daughter and re-focused I was able to get some stuff done. Tonight will be a later night than normal but I am content with that for now.
We had a tired child and parents today, as we decided to let daughter stay up for the england match, she lasted til about 10:15 before finally going to bed.
Not much to report financially, I still haven’t cancelled leave that I am due next week..eek. I wasn’t going to have leave as I expected that some projects I had kind of committed to would run right to the wire but luckily that has been avoided. I might comprimise and have Thursday / Friday off.
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Sounds like the mental health break did you good therefore doesn't sound dramatic just that you're listening to your body.
Still taking a couple of days of next week sounds like a good shout too, the weather forecast looks good for a vitamin D top up☀️
Debt Busting Again in 2026
Starting Debt 03.05.26 £5345. Total 01.10.26 £2994
Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 £600, cleared 05.07.26
Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 £600, cleared 12.08.26
Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 £940, current total 01.10.26 £344
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It certainly did the trick. I have had a much better day today which can only be a positive. I have cancelled mon-weds holidays so will work those but then a nice long Weekend will be lovely and something to look forward to.
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sounds a perfect compromise!!
Debts 04/01/25 01/10/26
CC1 £14,122.71 -
CC2 - £6,975
CC3 £6,112.60 £6,495
1st Direct CC £176.03 £151.44
CC total £20,411.34 £13,621.44
OD £1100 £0
Car loan £4,000 £2,400
1st Direct Loan £10,684.44 £3,825
Total £36,195.78 £19,846.44
EF £2,800
HF £3
EB £2501
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