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Road To Financial Recovery
Comments
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I hope your workday was manageable. It’s the weekend! I love building Lego too but had built my Christmas set by New Year. I’m doing reverse Lego this weekend - checking the contents of a set to resell.
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"We don’t stop playing because we grow old; we grow old because we stop playing"
Debts 04/01/25 01/06/26
Natwest X2 £14,122.71 -
Barclaycard - £10,200
Lloyds CC £6,112.60 £3,795
1st Direct CC £176.03 £0
CC total £20,411.34 £13,995
OD £1100 £0
Car loan £4,000 £3,000
1st Direct Loan £10,684.44 £5,275
Total £36,195.78 £22,270
EF £2,210
HF £1.064 -
Absolutely love this!
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It was a bit more relaxed today, I have spent the week trying to just level some stuff out and get a fresh overview of things and that seems to have worked. I am ready for a nice weekend though, I suspect once I start with the lego I will just want to keep going til its built. Good luck with the reverse lego :)
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I think we are going to keep an eye out for now on if anyone is selling one before we go for brand new. We don't need anything special right now but somewhere to eat together would just make so much difference. We have a good charity place near us that always do good stuff so might be worth a look.
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Ah finally the weekend, the work day was a better than expected day and I feel like I have achieved some good stuff this week. A early finish, then rounded off by a good footy result. MOT day tomorrow so I will be up early for drama pick up and then I will give car a quick vac. I had new tyres fitted today, I have put it off for far too long. there is a place opposite work so i was able to drop off and collect within an hour. Fingers crossed for MOT - its always a worry but the car in general as been looked after really well. I have serviced it every year, i suspect I will get one maybe two more years out of it.
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Fingers crossed for the MOT. After years of driving old bangers, I still get really anxious on MOT day.
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yeah it’s normally been the same for tbh. It’s only this car that I’ve kept a while. The annual MOT has long been known as the place my cars go to die 🤣. Here’s hoping 🤞
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I hope it sails through the MOT ok - fingers crossed you can get a few more years out of it.
Updated last day of the month… focus improving overall net wealth…
Mortgage: starting at -£222,469 (Jan 26) now at -£220,618 (Jul 26)
Postgrad Loan: starting at -£8,974 (Jan 26) now at -£7,671 (Jul 26)
Personal Loan: starting at -£11,466 (Jan 26) now at -£10,100 (Jul 26)
Emergency Fund: starting at £5,511 (Jan 26) now at £2,541 (Jul 26)
Investments: starting at £50 (Jan 26) now at £990 (Jul 26)
Jan 27 Tax Fund: £2,627 / £3,298 (Jul)
Net Wealth: starting at £18,778 (May 26) now at £15,139 (Jul 26)
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Make sure you are taking it to an mot station not a garage
Dxx
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'0
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