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New Student Accounts 2005/2006

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  • muddyfox470
    muddyfox470 Posts: 589 Forumite
    Part of the Furniture Combo Breaker
    Cheers Martin, I was quite suprised you responded so quickly, in fact i was suprised you replied at all!

    When i have a few hours spare i will try another branch, as i am living away from home at the moment so i shall see what they say?

    Thanks

    Ian

    EDIT: Ouch, sorry to hear about the RSI, maybe you should slow down a bit? << oops just realised the date!
    Student Moneysaving Expert :beer:
  • ohit
    ohit Posts: 371 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Spoke to the actual Uni Natwest branch as opposed to the local one where I opened my account about 5 years ago.

    The Uni branch were much more helpful and it seems they've got things rolling properly. I can even just post my ucas letter to them.

    Great stuff.
  • troshy
    troshy Posts: 128 Forumite
    Does the Natwest account work with 6th Form A-Level students who have just finished their GCSEs? I am starting 6th form in September so as I am now a student, will I be able to get an account?

    I tried the Natwest application form and because I am not 16 for a month I got an error saying that the application wont be processed unless I am 16. Does that mean I can open an account when I turn 16? If so, will I get the interest free overdraft?

    Thanks

    troshy
  • Rob_N
    Rob_N Posts: 3 Newbie
    Part of the Furniture Combo Breaker
    The banks seem more focused on university/college students than 16 to 18 year olds still at school.

    These days post-GCSE but pre-uni students do have money to invest e.g. summer jobs etc.

    I am trying to talk m'boy in to opening an account instead of spending it all on computer games!

    Are there any good deals out there for the younger students?
  • JimmyZ
    JimmyZ Posts: 57 Forumite
    It also prompts the question, “can I open more than one student account?”. A couple of years ago there was no problem, but now the banks are tightening up on this - Abbey, HSBC, NatWest and RBS make students agree it’ll be their only account. So multiple-freebie grabbing is getting much more difficult.

    Just out of interest...what would happen if i opened more than one account and how would they know??

    Thanks!
  • MSE_Martin
    MSE_Martin Posts: 8,272 Money Saving Expert
    Part of the Furniture 1,000 Posts Combo Breaker
    OK the following message is from NatWest regarding opening the account, its an official one from the press office. If anyone continues to have difficulties after following this send me a PM and i will contact them


    Message for Moneysavingexpert.com:
    >
    > Sorry to hear that you have had problems opening your student account.
    > Martin has raised your issue with me and asked me to clarify exactly what
    > you need to open a NatWest student account:
    >
    1. Proof of your student status such as an offer letter from UCAS. This can
    be a conditional offer before A Level results or an unconditional offer
    after A Level results.
    2. One piece of ID, usually a passport or driving licence.
    3. One piece of address verification such as an existing bank statement.

    Full details on these requirements can be found at https://www.natwest.com
    >
    > If you continue to have problems, I would suggest calling our student
    > helpline on 0800 881 771 and they will gladly look in to it for you.
    >
    >
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
  • muddyfox470
    muddyfox470 Posts: 589 Forumite
    Part of the Furniture Combo Breaker
    Thank you very much Martin,

    Although that news rather annoys me, (and its nice to know the younger employee got it right) but i will have to go and open my asap now.

    Shame i had everything ready and i was turned away. Thanks for askings, and it is good to get a firm answer.

    I shall print it out and go see my local branch and try and see what the same lady says when i comment about it. - obviously not in a bad way or anything.

    Ian
    Student Moneysaving Expert :beer:
  • Hi Martin, do you have a link for details of teh HBOS with their changed details, i've looked on the general website and it seems to display the old details:

    http://www.bankofscotlandhalifax.co.uk/bankaccounts/student.shtml

    tahnks!
  • TheDot
    TheDot Posts: 78 Forumite
    Do Barclays offer a CDWOW discount?
  • MSE_Martin
    MSE_Martin Posts: 8,272 Money Saving Expert
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi folks

    HBOS has just changed its student package and its now much better and blitzes all others, the article has been changed accordingly.

    martin
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
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