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+++ Whoops! Here comes the cheese! +++
Comments
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I hate going to my nephews nursery as it is nhs one and the way it’s decorated reminds me of hospital wards.The level of pain corresponds to the level of love. Cold comfort but comfort nonetheless6
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Thank you everyone.
Positives:
I have (finally) ordered the oven.
I may have solutions for all of the vehicles! Not counting my chickens yet though.
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo8 -
I've just caught up on your diary... massive hugs. xx
And thank you for talking us through the admin. I've just started a list of essentials one of us will one day need to know, and DH knows where to find it.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/225 -
Well done on the cars and the oven, and just more virtual hugs on the rest of it.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
👏🤩🎉🥳 for the oven! 😊
🤞 for the potential cars solution.KKAs at 15.02.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 20 books of target 52 in 2026 as @ 7th March.
Produce tracker: £51 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Ohh the skipping along building society under £5k needs an oath thing has hit the bank. Happy with that.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo8 -
Oh that's some good news, relieved for you another thing (and big chunk of money) has been successfully dealt withhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
You will probably know this already but someone pointed out to me today that Vetinari is a pun on Medici and while I had obviously understood the general reference I had never seen the direct match up. Rather pleasingly I've just been rereading Feet Of Clay in the bath and Vetinari is being treated by the horse doctor which seems fitting!8
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Doughnut Jimmy! One of the things I like about the books is that I spot something new every time I read them Viking.Vaguely busy here - more clearing, trying to do an hour every day. Shuffling of money and swapping the car insurance. Once again Battle of H have been excellent. Very little extra charge - mostly admin - and both covered tomorrow which is great and a lot easier than sat in the garage car park with no signal trying to sort it.V5s and spare keys all found etc. Hope it's all straightforward in the morning then back here to facilitate the collection of the motorhome.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo12 -
Happy new car day. And extra space day.6
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