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+++ Whoops! Here comes the cheese! +++
Comments
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This sounds really stressful, I don't really know how I'd cope with all this 'blue' stuff. I think chocolate was well deserved and I would be eating it too at all the red tape you're coming across!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Morning all, and thank you for your input and well wishes.
Car 1 - I have had a nibble of interest from the dealer who serviced it until the warranty ran out last year. They would collect from the drive if they are interested so I am waiting to see if they want to come and view. I am also waiting for the 'specialist' no probate buyer to contact me. There are two other options, one is to sell mine now (once I have sorted that pesty engine management light!), keep his for the six months and then trade it in against a newer car next summer. The other is to transfer it to my name, sorn it and put it on the hardstanding at the back once the motor home is gone, but I have my eye on that space for a skip etc. The hardstanding itself needs repairing, as do the gates though so that would be quite inconvenient.
Need to ring someone about Motorcycle 2. Motorcycle 3 I have managed to get onto the trickle charger so at least she isn't going flat.
I need to make sure I have all of the V5s ready too.
I have a routine appointment this afternoon at one of the city hospitals, which happens to be just down the road from the hospice charity shop collection warehouse so I have a pile of things to drop off. Actually the dealer garage for my car is on the way so I could call in and talk to them about both cars. It is all far too much like having to talk to people for me!
Scaffolding goes up later in the week! I have done a major prune of the wisteria to facilitate this.
and I still haven't ordered the oven... (only because I didn't know who was here when this week)
My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo9 -
Hoping that the dealer garage can be constructive about Mr Redo’s car 🤞
Well done on the wisteria pruning 👏 How did your ankle cope with that?
Argh … the logistics of being able to take deliveries! 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I have indeed established KK that balancing on a ladder for some hours (even if it is a very nice Little Giant ladder with self stabilising magic thingies) does nothing for a sore ankle.
A resounding silence from the main dealer, and the not probate specialist. On my way back from the city I called in at the main dealer for my car instead, with the vague intention of booking it in for a service and to get that blasted engine light switched off. Reader, I agreed a trade in both my cars for a new to me one despite the engine light issue- but I have to register his car in my name first, so I spent several hours looking for all the V5s. They had gone down the back of the paperwork drawers. Found by the paper bag princess who was exploring. If either of the other two options comes up with a better price then I can still sell his car, but worst case is they are both gone and I have 4 years of warranty on a newer car that I feel safe and confident in. The one I have bought is the type, age, mileage that he had been trying to persuade me to swap to for a while but I was waiting till I went back to work.
Emotional moment of the day was the hospital appointment. The appointment itself was fine, a few painless minutes of routine check. What I hadn't expected was to be overwhelmed with grief and memories of saying goodbye in a different hospital, just from that hospital smell and lighting. It is most disconcerting the things that randomly set me off, and I think it will be that way for a long time. Sorting the paperwork tonight, a birthday card from him that I had kept. Such little things each time, but they tilt everything back to that massive inconsolable all consuming grief.
'So when I am gone/Oh when I'm gone/I'll be right there/Close to the sun/Keep holding on'.
GNU Mr Redo.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo14 -
*Big, big hugs*5
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Oh redo ☹️Whenever I smell cut flowers it brings back painful memories of visiting my mom in hospital just before she passed.Sending hugs xI get knocked down but I get up again (Chumbawamba, Tubthumping)6
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🤗. 🤗. 🤗.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Oh heck, what a day ….
Well done on making it through a decision about the car. I hope that gives you back some mental head space.
Sending huge hugs for the hospital and birthday card triggers and light strapping for the ankle x
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
More big hugs from me too ((((()))))))
Sounds like a good solution with the cars xxx4 -
((Hugs here too)))
I still cry everytime I visit the hospital and they ask me my next of kinSealed pot challenge 822
Jan - £176.66 :j6
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