Going Cash

Kim_13

elsien said:

weenancyinAmerica said:

It is discrimination against those who can't afford a phone or who don't have a credit or debit card. They are being left out of society completely. I even feel left out because I don't currently have a cell phone and can't afford it either. I stay home a lot instead.

I can see in some circumstances not having a mobile might make things difficult -  I would find it very hard to be without mine now. But as I often leave mine behind when I go out for social activities, I'm also unsure why not having one means you need to stay at home.

Judging from experience today - the local council leaving a parking machine broken for a month and counting so you either use an app, risk a ticket if the patrols come around or go home.

My data doesn’t always work because it is in the sticks, so the expectation seems to be having a dual sim setup ahead of the council taking the loss of revenue (while also making a saving because they haven’t bothered to maintain the machine.)

oldernonethewiser

I don't have many apps on my phone and no parking ones at all.

If the only ticket machine is out of order for taking payment locally ie card/cash then I would expect that any attempt to fine people would fail as it is not yet mandatory for people to carry mobile phones.

Story about this sort of thing

  https://www.brightonandhovenews.org/2023/10/06/laughter-greets-council-advice-on-paying-for-parking-when-phone-signal-fails/

sheilavw

Been to the cinema this evening, quiet. Two queuing to pay cash, 2 paying on screen, I used cash this evening, but have used card in the past

Rosa_Damascena

sheilavw said:

Been to the cinema this evening, quiet. Two queuing to pay cash, 2 paying on screen, I used cash this evening, but have used card in the past

I'd like to see a couple of things at the cinema, but there is just so much in the way of respiratory infections circulating atm. I'd rather not be exposed to that! 

The price of cinema tickets these days, I would be unlikely to have that amount on me in cash. 

Madbat60

Why are people are so angry in this thread, particularly against people that use cash?  In all fairness, I rarely spend money on lunch, coffee out, cake out ect.  I take cash on nights out, if I go out, which is rare.  As for charitable donations  I give to two local charities, one for cats, the other my local hedgehog hospital.  I do this via PayPal and just giving, so the gift aid is included.  I avoid buying stuff online, if I do it's fabric.  I had to do an online shop recently as my partner was very ill.  I prefer to see things myself.  So I go to my local fabric shop, which accepts cash, as does my beauty salon, hairdresser and other small shops. I'm tech savvy, I do online banking but I think it's far too easy to tap your card and get into debt.  I'm unfollowing this conversation now as people are getting personal.

mumf

Madbat60 said:

Why are people are so angry in this thread, particularly against people that use cash?  In all fairness, I rarely spend money on lunch, coffee out, cake out ect.  I take cash on nights out, if I go out, which is rare.  As for charitable donations  I give to two local charities, one for cats, the other my local hedgehog hospital.  I do this via PayPal and just giving, so the gift aid is included.  I avoid buying stuff online, if I do it's fabric.  I had to do an online shop recently as my partner was very ill.  I prefer to see things myself.  So I go to my local fabric shop, which accepts cash, as does my beauty salon, hairdresser and other small shops. I'm tech savvy, I do online banking but I think it's far too easy to tap your card and get into debt.  I'm unfollowing this conversation now as people are getting personal.

I must agree that there appears to be a rather critical attitude towards people who still ( still?) use cash,which of course is legal currency. 

MattMattMattUK

mumf said:

Madbat60 said:

Why are people are so angry in this thread, particularly against people that use cash?  In all fairness, I rarely spend money on lunch, coffee out, cake out ect.  I take cash on nights out, if I go out, which is rare.  As for charitable donations  I give to two local charities, one for cats, the other my local hedgehog hospital.  I do this via PayPal and just giving, so the gift aid is included.  I avoid buying stuff online, if I do it's fabric.  I had to do an online shop recently as my partner was very ill.  I prefer to see things myself.  So I go to my local fabric shop, which accepts cash, as does my beauty salon, hairdresser and other small shops. I'm tech savvy, I do online banking but I think it's far too easy to tap your card and get into debt.  I'm unfollowing this conversation now as people are getting personal.

I must agree that there appears to be a rather critical attitude towards people who still ( still?) use cash,which of course is legal currency. 

Do you mean "legal tender"? If so that has a very narrow definition and applies only in specific circumstances, "legal currency" does not mean anything as all currency is legal. 

Rosa_Damascena

mumf said:

Madbat60 said:

Why are people are so angry in this thread, particularly against people that use cash?  In all fairness, I rarely spend money on lunch, coffee out, cake out ect.  I take cash on nights out, if I go out, which is rare.  As for charitable donations  I give to two local charities, one for cats, the other my local hedgehog hospital.  I do this via PayPal and just giving, so the gift aid is included.  I avoid buying stuff online, if I do it's fabric.  I had to do an online shop recently as my partner was very ill.  I prefer to see things myself.  So I go to my local fabric shop, which accepts cash, as does my beauty salon, hairdresser and other small shops. I'm tech savvy, I do online banking but I think it's far too easy to tap your card and get into debt.  I'm unfollowing this conversation now as people are getting personal.

I must agree that there appears to be a rather critical attitude towards people who still ( still?) use cash,which of course is legal currency. 

I use cash so little I cannot say I have even seen a note with the King's face on it. Its been 16 months, has the Royal Mint actually released anything as yet?

Kim_13

My personal preference is card (for the cashback, also as I feel I’m better off as there’d be some hope of recovering the money were a card to be lost or stolen. If that happens with cash, it’s gone.) Then cash, then app. However, I do believe that the customer should be able to freely choose their own payment method (forcing apps in particular is wrong, given the signal in some areas/most likely to alienate a section of society/the least well off being disproportionately more likely to have no data or to be on pay as you go where they can be charged over the odds for it.) With cashpoints disappearing, not accepting a card becomes less acceptable, given how far you might have to walk to get cash.

Before Christmas I was with a group where one person asked every pub if they took cash - thankfully they all did, but being able to pay with it should be a basic right.

oldernonethewiser

Rosa_Damascena said:

mumf said:

Madbat60 said:

Why are people are so angry in this thread, particularly against people that use cash?  In all fairness, I rarely spend money on lunch, coffee out, cake out ect.  I take cash on nights out, if I go out, which is rare.  As for charitable donations  I give to two local charities, one for cats, the other my local hedgehog hospital.  I do this via PayPal and just giving, so the gift aid is included.  I avoid buying stuff online, if I do it's fabric.  I had to do an online shop recently as my partner was very ill.  I prefer to see things myself.  So I go to my local fabric shop, which accepts cash, as does my beauty salon, hairdresser and other small shops. I'm tech savvy, I do online banking but I think it's far too easy to tap your card and get into debt.  I'm unfollowing this conversation now as people are getting personal.

I must agree that there appears to be a rather critical attitude towards people who still ( still?) use cash,which of course is legal currency. 

I use cash so little I cannot say I have even seen a note with the King's face on it. Its been 16 months, has the Royal Mint actually released anything as yet?

The Royal Mint don't do notes

Mid 2024 for BofE to start issuing notes with the current King's image.

https://www.bankofengland.co.uk/banknotes/king-charles-banknotes