Going Cash

IrishRose12

booneruk said:

IrishRose12 said:

The cash being legal tender, that was a number of years ago, and again, it shouldn't be refused anywhere.  As long as the establishment is receiving the money, then they shouldn't be refusing it. It can be classed as discrimination in certain situations. 

I hope you never find yourself having to get a London bus anywhere! (or need to use plenty of other services that do not accept cash). It's not discrimination

Well considering I live in N.Ireland I won't have that problem.  And if I do visit London again I'll just use my 2 legs to walk 🤷‍♀️

IrishRose12

Rosa_Damascena said:

IrishRose12 said:

oldernonethewiser said:

IrishRose12 said:

MattMattMattUK said:

weenancyinAmerica said:

I suppose we are just going to have to get debit cards for the children to use on school events, transaction stations for those who sell eggs at home or the book people in Hay on Wye who put up stands along the alleys and give the homeless apps to use for accepting donations. But it would be hard to buy those poppies for Remembrance Day if everyone had to have a card reader  or credit card for those.

Most schools are already cashless, children get a prepaid card, often patent pay. On the local school events they have card readers on every stand, though the solution is imperfect for primary age children, things will adapt, just as they always have.

Poppy sellers have had card readers for years, in general it encourages people to give more, I tend to pay five or ten pounds and most people I know seem to do the same.

Thankfully the school I work in is cash only.  And always will be.  

My children's schools are also cash only, the eldest child's school tried to insist on card payments, until a number of parents took the matter to the board of governors and a solicitor informed them they weren't allowed to enforce this in a school.  Especially when many parents didn't have credit cards and didn't want to share their debit card details with the school.  Because cash is legal tender, they weren't allowed to refuse cash.  Especially if a parent needed to pay £2.65 for a school dinner one day. 

Regarding the older population using technology, my parents and elderly family members and neighbours don't use mobile phones, tablets. Some don't even have the Internet.
When it comes to my mum and aunt renewing insurance for cars, house insurance or travel insurance they do it via telephone, or at the post office.  
I myself renew my car and house insurance via the phone. 
My neighbours etc order their oil via telephone, their prescriptions etc. Doctors, dentist, opticians all done via phone also.

And yes, we still have our house phones a d use them daily also.  
Just becuase "data" says something different doesn't mean it's and factual..... a lot of data is fixed to that companies/persons own requirements.  

Wonder why they have decided to never offer parents a choice?

Cash isn't necessarily legal tender

What does the data comment mean?

Because we don't have the time, staff to be trained, nor the money to buy the equipment required to provide a card facility. And again, why should we have to depend on technology or the internet when it's easier and quicker to pay cash? Parents get more than enough choice in schools these days, this is one choice they have no say in thankfully. 
Paying dinner money is quite simple, you pay the cash to the teacher/assitant, it gets sent to the secretary and it get lodged in the post office/bank on a Friday.  No extra charges here to lodge cash into an account. 

And again, the areas I work and live in is classed as disadvantaged, so the majority of the people living there use cash.  If people are to lazy to prepare for the week ahead and can't be bothered to go to the post office/bank or a ATM to withdraw money to pay for their child's dinners, then they need to have a serious word with themselves.  There's no excuse for that at all.
One of my children's school's tried the no cash option during covid.... they soon learnt that was a mistake, and they have now gotten rid of their card payment system as it wasn't working how they wanted it... again, people sent in cash.  And when it came to them asking for donations for various events throughout the year,their intake wasn't what they wanted so they quickly went back  to cash. 

My own children and those in my family and even my friends circle, dont have any of these child debit cards, they recive cash.  They have money boxes to put their pocket money in at the end of the week, they have cash to spend in shops.  Its teaching them about saving, spending and budgeting - Life skills and they have to actually use their brains to work out prices etc. 
They also use actual coins in school when learning about money in Mathematics. 

The cash being legal tender, that was a number of years ago, and again, it shouldn't be refused anywhere.  As long as the establishment is receiving the money, then they shouldn't be refusing it. It can be classed as discrimination in certain situations. 

As I have also said, if I walk into a shop, or I go to a stall in the shopping centre and they refuse cash, then they lose my custom. And I have made that perfectly clear when they refused my money.  One stall holder actually threatened me with security as I refused to pay for the items I had asked for (food items).  They didn't have a sign stating no cash, and didn't inform me until I went to pay. I told them to go ahead and call security, they could call the police for all I cared, I had no intention of not paying, it was them who was refusing to accept the payment.
Security was called and when I told them the same, they shrugged their shoulders stating I had done nothing wrong, I was trying to pay, they were choosing not to accept it.

Very short sighted. Your school is operating in the dark ages ripe for integration into a MAT and quite possibly a new HT. Are they close to retirement? Don't you teach the children to be flexible? So much in life is a case of of adapt or wither.

Well you know what??? Not once has a parent ever asked to pay by card.   We've had 2 new Heads over the past 10 years and there is absolutely no reason at all for is to require card payments.  They have no place in the area, no place in the school.

Yes we teach the children to be adaptable, however we have no reason to force technology on them at all.  The children in all of our schools are taught to use their heads, their minds and to do things practically.  All the schools in our area don't do all work on computers, they still use workbooks, worksheets, their hands to write and practical items to count etc.   Why teach children to become so dependant on technology and expect things to just magically happen. 
We've had no complaints yet, parents in all schools sing the praises of their education,and encourage the little use of technology.  
And again, no complaints about no card payments....  the only complaints was when one particular school tried to force that on parents.  
Not everyone in this world are so dependent on their cards, their phones or their fancy watches.  Many of us prefer to be responsible and take care of our finances and actually budget our money so we cam keep food on the table and a roof over our heads.  Not all of us have the luxury of not having to worry about money, costs etc. 

IrishRose12

JIL said:

I do think we need to look at the bigger picture.


If we all paid in cash, would we have enough of the actual coins and notes required? 
I read somewhere that theres a shortage of £2 coins because people are saving them.

The school that was mentioned by IrishRose, dinner money being collected, can I ask by whom?
Do receipts get written? Who counts all the money, and who checks it? Who takes it to the bank and stands whilst it's all counted out? Does any of the time taken impact any teaching time.

It also is so apparent how different we are in the UK, having Irish relatives and visiting Ireland a number of times, it's so apparent that life there is so much slower ( that's not a criticism) where people take time to do things and talk to each other. 
And London where nobody even looks up and everything is done at a fast pace.

Never have given a receipt for a child's dinner in my life 😂
And have never received one for the many dinners I've paid for be it for my own children or a child in my class.   Who in their right mind would even think of asking for a receipt from a school?? 

It seems the English schooling system, and the English culture in general is very, very different to othe parts of the UK.  

In our schools the secretary deals with all the dinner money, that's part of their contracts and duties.  They collect the money each day, count it at the end of the week and deposit it at the post office at the end of the month.  As per the Edication Authority's guidelines. 
Money is sorted in each bag before it's taken, so no long waits or queues for money to be counted.  That's done before it's even left the school.
Large cash deposits have to be bagged etc before lodging be it personal or business. 
It has no impact at all in teaching time, I don't even k ow why someone would think that. I'm also not sure why you would even think it was a teacher??? There are other members if staff in schools other than teachers.  School secretaries the backbone to schools and do a lot more than sit at a desk and answer the phone! 

elsien

There’s a difference between becoming dependent on technology and not teaching children the skills that they will need in the future.

There should always be an option because digital poverty is a reality in some areas.
But the world that we live in is technologically based, and it would be doing children are disservice not to teach them how to navigate that world. 

YorksLass

Whilst I find this thread interesting and thought provoking, it does seem to have gone a little off track.  I believe the OP's post asked "How many here have went cash on their day to day living outlay, I'd love to here".

Some posters do volunteer the whys and wherefores for their choice(s) but do we really need to reprimand them if their method isn't the same as ours?  We're not a totally cashless society yet and, until that time comes, surely it's each to their own?  We're all different and choose our preferences according to needs and circumstances - it would be a very dull world if we were all the same!

greenbee

The lady down the road who sells eggs, and the farm with the electric cow (milk dispenser in a shed in the farmyard) all do contactless payments. I have asked about it, as I was curious - they said that firstly cash is often difficult to get hold of here (I know I have that problem - nearest cash machine is 8 miles away and I rarely have reason to go there or anywhere else with one), and that honesty boxes were emptied regularly. Whereas an ancient mobile phone/tablet with a payment app on it doesn't seem to be attractive to anyone and at least if it is nicked, they've banked the money already. The devices they used are easily replaceable for very little money if they're stolen or die as they're old tech that has no real resale value. One person mentioned that they had made the mistake at one point when taking cash of using a cash box rather than a jam jar! It probably gave the impression that they took more money than they actually did, and the cash box that was stolen cost more than the money that would have been in it at the time. 

JIL

elsien said:

There’s a difference between becoming dependent on technology and not teaching children the skills that they will need in the future.

There should always be an option because digital poverty is a reality in some areas.
But the world that we live in is technologically based, and it would be doing children are disservice not to teach them how to navigate that world. 

Agree completely. Technology is at the forefront of everything we do. 

JIL

IrishRose12 said:

JIL said:

I do think we need to look at the bigger picture.


If we all paid in cash, would we have enough of the actual coins and notes required? 
I read somewhere that theres a shortage of £2 coins because people are saving them.

The school that was mentioned by IrishRose, dinner money being collected, can I ask by whom?
Do receipts get written? Who counts all the money, and who checks it? Who takes it to the bank and stands whilst it's all counted out? Does any of the time taken impact any teaching time.

It also is so apparent how different we are in the UK, having Irish relatives and visiting Ireland a number of times, it's so apparent that life there is so much slower ( that's not a criticism) where people take time to do things and talk to each other. 
And London where nobody even looks up and everything is done at a fast pace.

Never have given a receipt for a child's dinner in my life 😂
And have never received one for the many dinners I've paid for be it for my own children or a child in my class.   Who in their right mind would even think of asking for a receipt from a school?? 

It seems the English schooling system, and the English culture in general is very, very different to othe parts of the UK.  

In our schools the secretary deals with all the dinner money, that's part of their contracts and duties.  They collect the money each day, count it at the end of the week and deposit it at the post office at the end of the month.  As per the Edication Authority's guidelines. 
Money is sorted in each bag before it's taken, so no long waits or queues for money to be counted.  That's done before it's even left the school.
Large cash deposits have to be bagged etc before lodging be it personal or business. 
It has no impact at all in teaching time, I don't even k ow why someone would think that. I'm also not sure why you would even think it was a teacher??? There are other members if staff in schools other than teachers.  School secretaries the backbone to schools and do a lot more than sit at a desk and answer the phone! 

I did mean a receipt for dinner money.  However you mention education authority guidelines and I cannot believe that they would not expect  the member of staff taking the cash not to issue a receipt. To protect them as much as to tell a parent the money has changed hands.

Its not about "being in their right minds" as you put it, I think you will find its probably a best practice requirement, school or not. A cheque or card transaction leaves a footprint.

I do think that we all should have our own choices. You obviously have used a credit card in the past (your signature refers to a credit card debt)

I dont believe the cash or not cash is a black and white scenario, I think we do what's best for us as individuals. 

tooldle

IrishRose12 said:

Never have given a receipt for a child's dinner in my life 😂
And have never received one for the many dinners I've paid for be it for my own children or a child in my class.   Who in their right mind would even think of asking for a receipt from a school?? 

It seems the English schooling system, and the English culture in general is very, very different to othe parts of the UK.  

In our schools the secretary deals with all the dinner money, that's part of their contracts and duties.  They collect the money each day, count it at the end of the week and deposit it at the post office at the end of the month.  As per the Edication Authority's guidelines. 
Money is sorted in each bag before it's taken, so no long waits or queues for money to be counted.  That's done before it's even left the school.
Large cash deposits have to be bagged etc before lodging be it personal or business. 
It has no impact at all in teaching time, I don't even k ow why someone would think that. I'm also not sure why you would even think it was a teacher??? There are other members if staff in schools other than teachers.  School secretaries the backbone to schools and do a lot more than sit at a desk and answer the phone! 

When my daughter was in primary, lunch money was handed to the teacher. The school office would provide a receipt. 

When the headteacher changed, the school moved to a system that allowed parents to pay electronically. Great preparation for senior school where children were issued with a card. Parents or the school loaded the card with funds. Daughter is now 24 and we are in Wales. 

oldernonethewiser

IrishRose12 said:

oldernonethewiser said:

IrishRose12 said:

MattMattMattUK said:

weenancyinAmerica said:

I suppose we are just going to have to get debit cards for the children to use on school events, transaction stations for those who sell eggs at home or the book people in Hay on Wye who put up stands along the alleys and give the homeless apps to use for accepting donations. But it would be hard to buy those poppies for Remembrance Day if everyone had to have a card reader  or credit card for those.

Most schools are already cashless, children get a prepaid card, often patent pay. On the local school events they have card readers on every stand, though the solution is imperfect for primary age children, things will adapt, just as they always have.

Poppy sellers have had card readers for years, in general it encourages people to give more, I tend to pay five or ten pounds and most people I know seem to do the same.

Thankfully the school I work in is cash only.  And always will be.  

My children's schools are also cash only, the eldest child's school tried to insist on card payments, until a number of parents took the matter to the board of governors and a solicitor informed them they weren't allowed to enforce this in a school.  Especially when many parents didn't have credit cards and didn't want to share their debit card details with the school.  Because cash is legal tender, they weren't allowed to refuse cash.  Especially if a parent needed to pay £2.65 for a school dinner one day. 

Regarding the older population using technology, my parents and elderly family members and neighbours don't use mobile phones, tablets. Some don't even have the Internet.
When it comes to my mum and aunt renewing insurance for cars, house insurance or travel insurance they do it via telephone, or at the post office.  
I myself renew my car and house insurance via the phone. 
My neighbours etc order their oil via telephone, their prescriptions etc. Doctors, dentist, opticians all done via phone also.

And yes, we still have our house phones a d use them daily also.  
Just becuase "data" says something different doesn't mean it's and factual..... a lot of data is fixed to that companies/persons own requirements.  

Wonder why they have decided to never offer parents a choice?

Cash isn't necessarily legal tender

What does the data comment mean?

Because we don't have the time, staff to be trained, nor the money to buy the equipment required to provide a card facility. And again, why should we have to depend on technology or the internet when it's easier and quicker to pay cash? Parents get more than enough choice in schools these days, this is one choice they have no say in thankfully. 
Paying dinner money is quite simple, you pay the cash to the teacher/assitant, it gets sent to the secretary and it get lodged in the post office/bank on a Friday.  No extra charges here to lodge cash into an account. 

And again, the areas I work and live in is classed as disadvantaged, so the majority of the people living there use cash.  If people are to lazy to prepare for the week ahead and can't be bothered to go to the post office/bank or a ATM to withdraw money to pay for their child's dinners, then they need to have a serious word with themselves.  There's no excuse for that at all.
One of my children's school's tried the no cash option during covid.... they soon learnt that was a mistake, and they have now gotten rid of their card payment system as it wasn't working how they wanted it... again, people sent in cash.  And when it came to them asking for donations for various events throughout the year,their intake wasn't what they wanted so they quickly went back  to cash. 

My own children and those in my family and even my friends circle, dont have any of these child debit cards, they recive cash.  They have money boxes to put their pocket money in at the end of the week, they have cash to spend in shops.  Its teaching them about saving, spending and budgeting - Life skills and they have to actually use their brains to work out prices etc. 
They also use actual coins in school when learning about money in Mathematics. 

The cash being legal tender, that was a number of years ago, and again, it shouldn't be refused anywhere.  As long as the establishment is receiving the money, then they shouldn't be refusing it. It can be classed as discrimination in certain situations. 

As I have also said, if I walk into a shop, or I go to a stall in the shopping centre and they refuse cash, then they lose my custom. And I have made that perfectly clear when they refused my money.  One stall holder actually threatened me with security as I refused to pay for the items I had asked for (food items).  They didn't have a sign stating no cash, and didn't inform me until I went to pay. I told them to go ahead and call security, they could call the police for all I cared, I had no intention of not paying, it was them who was refusing to accept the payment.
Security was called and when I told them the same, they shrugged their shoulders stating I had done nothing wrong, I was trying to pay, they were choosing not to accept it.

I wondered why the school would not offer a choice to parents, nothing to do with depending on technology.

Cash is still not always legal tender and it can be refused.  Tell me what discrimination you think refusing cash falls under.

You still haven't explained what the previous comment about data meant.  I didn't understand what you had written.