Going Cash

IrishRose12

oldernonethewiser said:

IrishRose12 said:

MattMattMattUK said:

weenancyinAmerica said:

I suppose we are just going to have to get debit cards for the children to use on school events, transaction stations for those who sell eggs at home or the book people in Hay on Wye who put up stands along the alleys and give the homeless apps to use for accepting donations. But it would be hard to buy those poppies for Remembrance Day if everyone had to have a card reader  or credit card for those.

Most schools are already cashless, children get a prepaid card, often patent pay. On the local school events they have card readers on every stand, though the solution is imperfect for primary age children, things will adapt, just as they always have.

Poppy sellers have had card readers for years, in general it encourages people to give more, I tend to pay five or ten pounds and most people I know seem to do the same.

Thankfully the school I work in is cash only.  And always will be.  

My children's schools are also cash only, the eldest child's school tried to insist on card payments, until a number of parents took the matter to the board of governors and a solicitor informed them they weren't allowed to enforce this in a school.  Especially when many parents didn't have credit cards and didn't want to share their debit card details with the school.  Because cash is legal tender, they weren't allowed to refuse cash.  Especially if a parent needed to pay £2.65 for a school dinner one day. 

Regarding the older population using technology, my parents and elderly family members and neighbours don't use mobile phones, tablets. Some don't even have the Internet.
When it comes to my mum and aunt renewing insurance for cars, house insurance or travel insurance they do it via telephone, or at the post office.  
I myself renew my car and house insurance via the phone. 
My neighbours etc order their oil via telephone, their prescriptions etc. Doctors, dentist, opticians all done via phone also.

And yes, we still have our house phones a d use them daily also.  
Just becuase "data" says something different doesn't mean it's and factual..... a lot of data is fixed to that companies/persons own requirements.  

Wonder why they have decided to never offer parents a choice?

Cash isn't necessarily legal tender

What does the data comment mean?

Because we don't have the time, staff to be trained, nor the money to buy the equipment required to provide a card facility. And again, why should we have to depend on technology or the internet when it's easier and quicker to pay cash? Parents get more than enough choice in schools these days, this is one choice they have no say in thankfully. 
Paying dinner money is quite simple, you pay the cash to the teacher/assitant, it gets sent to the secretary and it get lodged in the post office/bank on a Friday.  No extra charges here to lodge cash into an account. 

And again, the areas I work and live in is classed as disadvantaged, so the majority of the people living there use cash.  If people are to lazy to prepare for the week ahead and can't be bothered to go to the post office/bank or a ATM to withdraw money to pay for their child's dinners, then they need to have a serious word with themselves.  There's no excuse for that at all.
One of my children's school's tried the no cash option during covid.... they soon learnt that was a mistake, and they have now gotten rid of their card payment system as it wasn't working how they wanted it... again, people sent in cash.  And when it came to them asking for donations for various events throughout the year,their intake wasn't what they wanted so they quickly went back  to cash. 

My own children and those in my family and even my friends circle, dont have any of these child debit cards, they recive cash.  They have money boxes to put their pocket money in at the end of the week, they have cash to spend in shops.  Its teaching them about saving, spending and budgeting - Life skills and they have to actually use their brains to work out prices etc. 
They also use actual coins in school when learning about money in Mathematics. 

The cash being legal tender, that was a number of years ago, and again, it shouldn't be refused anywhere.  As long as the establishment is receiving the money, then they shouldn't be refusing it. It can be classed as discrimination in certain situations. 

As I have also said, if I walk into a shop, or I go to a stall in the shopping centre and they refuse cash, then they lose my custom. And I have made that perfectly clear when they refused my money.  One stall holder actually threatened me with security as I refused to pay for the items I had asked for (food items).  They didn't have a sign stating no cash, and didn't inform me until I went to pay. I told them to go ahead and call security, they could call the police for all I cared, I had no intention of not paying, it was them who was refusing to accept the payment.
Security was called and when I told them the same, they shrugged their shoulders stating I had done nothing wrong, I was trying to pay, they were choosing not to accept it.

booneruk

IrishRose12 said:

The cash being legal tender, that was a number of years ago, and again, it shouldn't be refused anywhere.  As long as the establishment is receiving the money, then they shouldn't be refusing it. It can be classed as discrimination in certain situations. 

I hope you never find yourself having to get a London bus anywhere! (or need to use plenty of other services that do not accept cash). It's not discrimination

Rosa_Damascena

IrishRose12 said:

oldernonethewiser said:

IrishRose12 said:

MattMattMattUK said:

weenancyinAmerica said:

I suppose we are just going to have to get debit cards for the children to use on school events, transaction stations for those who sell eggs at home or the book people in Hay on Wye who put up stands along the alleys and give the homeless apps to use for accepting donations. But it would be hard to buy those poppies for Remembrance Day if everyone had to have a card reader  or credit card for those.

Most schools are already cashless, children get a prepaid card, often patent pay. On the local school events they have card readers on every stand, though the solution is imperfect for primary age children, things will adapt, just as they always have.

Poppy sellers have had card readers for years, in general it encourages people to give more, I tend to pay five or ten pounds and most people I know seem to do the same.

Thankfully the school I work in is cash only.  And always will be.  

My children's schools are also cash only, the eldest child's school tried to insist on card payments, until a number of parents took the matter to the board of governors and a solicitor informed them they weren't allowed to enforce this in a school.  Especially when many parents didn't have credit cards and didn't want to share their debit card details with the school.  Because cash is legal tender, they weren't allowed to refuse cash.  Especially if a parent needed to pay £2.65 for a school dinner one day. 

Regarding the older population using technology, my parents and elderly family members and neighbours don't use mobile phones, tablets. Some don't even have the Internet.
When it comes to my mum and aunt renewing insurance for cars, house insurance or travel insurance they do it via telephone, or at the post office.  
I myself renew my car and house insurance via the phone. 
My neighbours etc order their oil via telephone, their prescriptions etc. Doctors, dentist, opticians all done via phone also.

And yes, we still have our house phones a d use them daily also.  
Just becuase "data" says something different doesn't mean it's and factual..... a lot of data is fixed to that companies/persons own requirements.  

Wonder why they have decided to never offer parents a choice?

Cash isn't necessarily legal tender

What does the data comment mean?

Because we don't have the time, staff to be trained, nor the money to buy the equipment required to provide a card facility. And again, why should we have to depend on technology or the internet when it's easier and quicker to pay cash? Parents get more than enough choice in schools these days, this is one choice they have no say in thankfully. 
Paying dinner money is quite simple, you pay the cash to the teacher/assitant, it gets sent to the secretary and it get lodged in the post office/bank on a Friday.  No extra charges here to lodge cash into an account. 

And again, the areas I work and live in is classed as disadvantaged, so the majority of the people living there use cash.  If people are to lazy to prepare for the week ahead and can't be bothered to go to the post office/bank or a ATM to withdraw money to pay for their child's dinners, then they need to have a serious word with themselves.  There's no excuse for that at all.
One of my children's school's tried the no cash option during covid.... they soon learnt that was a mistake, and they have now gotten rid of their card payment system as it wasn't working how they wanted it... again, people sent in cash.  And when it came to them asking for donations for various events throughout the year,their intake wasn't what they wanted so they quickly went back  to cash. 

My own children and those in my family and even my friends circle, dont have any of these child debit cards, they recive cash.  They have money boxes to put their pocket money in at the end of the week, they have cash to spend in shops.  Its teaching them about saving, spending and budgeting - Life skills and they have to actually use their brains to work out prices etc. 
They also use actual coins in school when learning about money in Mathematics. 

The cash being legal tender, that was a number of years ago, and again, it shouldn't be refused anywhere.  As long as the establishment is receiving the money, then they shouldn't be refusing it. It can be classed as discrimination in certain situations. 

As I have also said, if I walk into a shop, or I go to a stall in the shopping centre and they refuse cash, then they lose my custom. And I have made that perfectly clear when they refused my money.  One stall holder actually threatened me with security as I refused to pay for the items I had asked for (food items).  They didn't have a sign stating no cash, and didn't inform me until I went to pay. I told them to go ahead and call security, they could call the police for all I cared, I had no intention of not paying, it was them who was refusing to accept the payment.
Security was called and when I told them the same, they shrugged their shoulders stating I had done nothing wrong, I was trying to pay, they were choosing not to accept it.

Very short sighted. Your school is operating in the dark ages ripe for integration into a MAT and quite possibly a new HT. Are they close to retirement? Don't you teach the children to be flexible? So much in life is a case of of adapt or wither.

zaxdog

booneruk said:

IrishRose12 said:

The cash being legal tender, that was a number of years ago, and again, it shouldn't be refused anywhere.  As long as the establishment is receiving the money, then they shouldn't be refusing it. It can be classed as discrimination in certain situations. 

I hope you never find yourself having to get a London bus anywhere! (or need to use plenty of other services that do not accept cash). It's not discrimination

I can happily say that I use a combination of cash and cards but needing go on a London bus will never be an issue for me Too far away and way too dangerous. Buses in my country will thankfully and correctly I think accept both. 

booneruk

zaxdog said:

booneruk said:

IrishRose12 said:

The cash being legal tender, that was a number of years ago, and again, it shouldn't be refused anywhere.  As long as the establishment is receiving the money, then they shouldn't be refusing it. It can be classed as discrimination in certain situations. 

I hope you never find yourself having to get a London bus anywhere! (or need to use plenty of other services that do not accept cash). It's not discrimination

I can happily say that I use a combination of cash and cards but needing go on a London bus will never be an issue for me Too far away and way too dangerous. Buses in my country will thankfully and correctly I think accept both. 

And that is the nub of things here - providers of services can choose the methods of payment they want. There's no discrimination, they're also not forced to accept 'legal tender', unless they're having a debt settled through the courts (it's something like that anyway)

In the vanishingly rare situation I'm somewhere that's cash only, I don't get stroppy, I go get some cash

zaxdog

I don't get stroppy either. I just vote with my feet and I support the local shops and businesses that prefer cash as shopping locally is important to me. Each to their own.

Ainsty

Because we don't have the time, staff to be trained, nor the money to buy the equipment required to provide a card facility. And again, why should we have to depend on technology or the internet when it's easier and quicker to pay cash? Parents get more than enough choice in schools these days,
 Wow, just wow. This sort of attitude takes me back to my school days 50 years ago. You're not a nun are you? 

this is one choice they have no say in thankfully. 
Paying dinner money is quite simple, you pay the cash to the teacher/assitant, it gets sent to the secretary and it get lodged in the post office/bank on a Friday.  No extra charges here to lodge cash into an account. 

And again, the areas I work and live in is classed as disadvantaged, so the majority of the people living there use cash.  If people are to lazy to prepare for the week ahead and can't be bothered to go to the post office/bank or a ATM to withdraw money to pay for their child's dinners, then they need to have a serious word with themselves.  There's no excuse for that at all.

Whatever you do, don't become ill or care for an ill child or expect convenience or choice, that would just be lazy. Don't forget you have more than enough choice already!

One of my children's school's tried the no cash option during covid.... they soon learnt that was a mistake, and they have now gotten rid of their card payment system as it wasn't working how they wanted it... again, people sent in cash.  And when it came to them asking for donations for various events throughout the year,their intake wasn't what they wanted so they quickly went back  to cash. 

My own children and those in my family and even my friends circle, dont have any of these child debit cards, they recive cash.  They have money boxes to put their pocket money in at the end of the week, they have cash to spend in shops.  Its teaching them about saving, spending and budgeting - Life skills and they have to actually use their brains to work out prices etc. 
They also use actual coins in school when learning about money in Mathematics. 

The cash being legal tender, that was a number of years ago, and again, it shouldn't be refused anywhere.  As long as the establishment is receiving the money, then they shouldn't be refusing it. It can be classed as discrimination in certain situations. 

As I have also said, if I walk into a shop, or I go to a stall in the shopping centre and they refuse cash, then they lose my custom. And I have made that perfectly clear when they refused my money.  One stall holder actually threatened me with security as I refused to pay for the items I had asked for (food items).  They didn't have a sign stating no cash, and didn't inform me until I went to pay. I told them to go ahead and call security, they could call the police for all I cared, I had no intention of not paying, it was them who was refusing to accept the payment.
Security was called and when I told them the same, they shrugged their shoulders stating I had done nothing wrong, I was trying to pay, they were choosing not to accept it.

It is one of the great inequalities of life that the least advantaged are put through the most inconvenience, often have to pay the more for goods and services and can't access schemes like cash back debit and credit cards. It's a very sad state of affairs.

booneruk

zaxdog said:

I don't get stroppy either. I just vote with my feet and I support the local shops and businesses that prefer cash as shopping locally is important to me. Each to their own.

Think of the poor local shops that prefer card/contactless payments! What have they done wrong?

Shopping locally is important to me too - I wouldn't want to have to travel far to get my sundries.

Maybe I'll have to re-evaluate how to help my local shops if paying by card somehow hurts them.

zaxdog

Our local shops PREFER cash. If they preferred card payments I'd do that. We also use a lot of honesty boxes which are obviously cash. I understand if you are London based things like this wouldn't happen and I can understand not wanting to carry cash in a high crime environment but in this area cash is very much still in use and what local businesses want

JIL

I do think we need to look at the bigger picture.


If we all paid in cash, would we have enough of the actual coins and notes required? 
I read somewhere that theres a shortage of £2 coins because people are saving them.

The school that was mentioned by IrishRose, dinner money being collected, can I ask by whom?
Do receipts get written? Who counts all the money, and who checks it? Who takes it to the bank and stands whilst it's all counted out? Does any of the time taken impact any teaching time.

It also is so apparent how different we are in the UK, having Irish relatives and visiting Ireland a number of times, it's so apparent that life there is so much slower ( that's not a criticism) where people take time to do things and talk to each other. 
And London where nobody even looks up and everything is done at a fast pace.