Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%
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Make an Extra £10 a Day January 2024
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My vinted money has arrived, along with £2.20 bank rewards 😃 £306.70/£310 😃
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£1.93 in cashback from Chase so 43.95/£155Starting Debt Total: £10156.43/£9723.43 Current Total
Total Paid to Date: 4.26%
SPC 17 #040 - £28.93
House Pot £1000.55/£2500
Car Insurance Pot £126.70/£300
Christmas 2024 Pot £96.57
Emergency Fund £25.00/500.000 -
£6.01 cashed out today from prolificJanuary NSD8/100
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£26.50 refund from TV license and £5.75 from Prolific - £76.20/£155 - so close to 50%!Starting Debt Total: £10156.43/£9723.43 Current Total
Total Paid to Date: 4.26%
SPC 17 #040 - £28.93
House Pot £1000.55/£2500
Car Insurance Pot £126.70/£300
Christmas 2024 Pot £96.57
Emergency Fund £25.00/500.000 -
Checking in. I forgot about 18p in interest! I have had small payouts from usertesting and £1.50 shop*um so I'm now on
£137.44/£155 without adding money gifts.
Still not sure about those - seems too easy. But then it's my birthday month so maybe I can have an easy month!
With the interest I forgot about I am on track to £155.01 without adding any birthday money. So I should have made my target of £5 without it- just!
@Cheery_Daff - yes, I did a mass declutter a while ago when I was ill and at home a lot. I had selling things on ebay, vinted and facebook market place and nearly lost my mind. That was primarily facebook market place (people!), but I am not on top of everything enough to remember what is where, and listed where. A few listings = manageable. @bloomfelt: quite understand how you forgot about a selling item!
@Hollie_Hobbie you are doing super well!
@bloomfeltah! So historic precedence is in my favour! yay!
Monthly Challenges| March Grocery Challenge - £255/£330 | Make £10 a Day - £112/£310
2024 Challenges Pay-Off Debt for Christmas - £874/£6000
Savings Goals Emergency Fund - £75/£2000 | Month Ahead Bills | Month Ahead Minimum Debt Repayments
Month Ahead Grocery - £0/£30 [Month Ahead True Expenses £0/?]
My Debt Free Diary:
https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens1 -
@PurplePhoenix62 - 50% is great. I always sigh relief when I get to 50% of any target, but especially on this challenge! Hurray for TV license refunds!Monthly Challenges| March Grocery Challenge - £255/£330 | Make £10 a Day - £112/£310
2024 Challenges Pay-Off Debt for Christmas - £874/£6000
Savings Goals Emergency Fund - £75/£2000 | Month Ahead Bills | Month Ahead Minimum Debt Repayments
Month Ahead Grocery - £0/£30 [Month Ahead True Expenses £0/?]
My Debt Free Diary:
https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens2 -
£8.50 today from surveys, finally looking betterMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 750
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
Everyone is doing so well. I've been quiet sorry. I'm away with work and the internet is shocking!! I haven't got anything to add but I should be getting paid for some Mystery Shopping money tomorrow, so I'll add that when it lands.0
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Another £12.12 from Prolific so I'm now at £193.68/£280.
I note that there are some new bank switches available - just need to find the time to apply for both me and OH
Make £10 a day 2024
Jan £193.68/£2801 -
£7.95 cashed out from Prolific - so £84.15/£155 😃
Starting Debt Total: £10156.43/£9723.43 Current Total
Total Paid to Date: 4.26%
SPC 17 #040 - £28.93
House Pot £1000.55/£2500
Car Insurance Pot £126.70/£300
Christmas 2024 Pot £96.57
Emergency Fund £25.00/500.000
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