📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Buying a little piece of Middle England; Manifesting my way to mortgage free.

1324325326327328330»

Comments

  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,456 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well I didn't buy the paint or lining paper yet. I needed to stick around to help lift things, hold things and be general assistant to DP.
    We've come to a bit of a halt with it all and can't figure out which end panel is for what and how to attach a dishwasher when it's on a peninsula and and and ugh my brain hurts...
    We've got down from hundreds of boxes to the last twenty or so (although one more delivery due tomorrow) and it's got really hard now to work it all out. 

    Going swimming in a bit and DP is taking DD out for a driving lesson too. Pizza and chips from the freezer for dinner as everything is a mess but at least it's cheaper than a take out even if not much healthier.

    Ex is being an idiot again. He thinks he is hero, that's the role he's currently playing anyway. And suggesting ways for me to reach out to my own son 😡...
    DS is ignoring my messages. DD was feeling the same way and I didn't realise until she said her dad had not replied in three weeks to her. His new girlfriend has put pics all over SM of ds, extwit and her and her two sons. Her two sons are calling ex daddy after less than a year together...omg DD I thought was going to hit the roof she was so angry. Then she proceeded to pull up pics from four years ago of ex, and his ex gf (the one who passed away) and her two children...and they were all cosied up. The pics looked almost exactly the same aside from different people 😬 DD does not appreciate being replaced it seems. And I don't blame her. Poor thing. She said look at these pictures! These are family pictures and I am not in any. 🙈. She's not happy. And I don't really know how to make it better. She messaged her dad yesterday and said are you ignoring me. She said to me watch this, he will put - no lovely I have just been really busy with work.....he put exactly that 🙈 I was impressed with her psychic skills until she said that's his script every time he ignores me 🙈🤣.

    Right DD has gone out for driving. I will tidy up the boxes in the extension as they're trip hazards, we have opened every box looking for one thing ... couldn't find it and just abandoned task mid way through 🤣.
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • KajiKita
    KajiKita Posts: 7,839 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Your DD sounds like a savvy young woman - respect! :)

    If it helps you could send some pictures of the dishwasher (and unit) and the peninsula and see if Mr KK can help advise? (He does kitchens amongst many other things :) )

    As for Ex-Idiot telling you how to 'reach out to your son' ... My immediate reaction is just to laugh. The second is to see him unthinkingly adding another heap of wood to the bonfire that is his karma ... ;) 

    DS will cotton on to the value of you eventually, just like DS1 did :) Hang on in there and hugs in the meantime x

    KK   
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,456 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    KajiKita said:
    Your DD sounds like a savvy young woman - respect! :)

    If it helps you could send some pictures of the dishwasher (and unit) and the peninsula and see if Mr KK can help advise? (He does kitchens amongst many other things :) )

    As for Ex-Idiot telling you how to 'reach out to your son' ... My immediate reaction is just to laugh. The second is to see him unthinkingly adding another heap of wood to the bonfire that is his karma ... ;) 

    DS will cotton on to the value of you eventually, just like DS1 did :) Hang on in there and hugs in the meantime x

    KK   
    Oh I will take some pics and send them to you. We are utterly baffled.

    And I really hope so I feel utterly deflated since seeing the pics of him cosied up to the new gf whom he calls step mum - ex has been dating this woman less than a year?! I find it so odd and also quite impressive how ex manages to get his gfs accepted so easily when my DP has been around since DS was 9 and he is still only partially accepted - usually ignored by DS with much contempt. I find it heartbreaking as DP is ten times the man exidiot is.
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • slm6002
    slm6002 Posts: 4,399 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I am sorry about Ex-idiot, my XH also likes to post family pictures with sickly narratives about his lovely family.  It annoys everyone who knew him when he was with his actual children and never joined in with anything family related.  The children are hurt because of, it even if they can see exactly what he is like.  They don't want anything to do with him but it is sad.  I cant imagine ever ignoring my children.

    Well done on the progress of the kitchen, it sounds like you are doing really well and are so close to being finished
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,456 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    slm6002 said:
    I am sorry about Ex-idiot, my XH also likes to post family pictures with sickly narratives about his lovely family.  It annoys everyone who knew him when he was with his actual children and never joined in with anything family related.  The children are hurt because of, it even if they can see exactly what he is like.  They don't want anything to do with him but it is sad.  I cant imagine ever ignoring my children.

    Well done on the progress of the kitchen, it sounds like you are doing really well and are so close to being finished
    @slm6002 it's infuriating watching it from the sidelines. Poor DD used to be dad's favourite until she caught him cheating on his gf when she was seriously sick. Dad quickly dropped her in favour of DS who'd been sidelined for years and so I can see why ds tries so hard because he wants to win favour with dad and have his attention. I hate watching the games he plays with these children ☹️.

    I hope to post very soon and say- yay the kitchen is done! We're in! ...fingers crossed it's soon 🫣
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,456 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    We have had a final bill for the extension and if this is it then we have spare money at the end of paying them. Enough to get a skip, pay the last cooker payment, and the table and chairs payments and also some to go towards finishing the other end of the room (where old kitchen is). Fingers crossed there are no extra bills 🤞🏻

    We all went swimming this evening which was nice, and as it's a swim for fitness rather than fun swim it's so quiet 😌 I am so used to the family swims with kids in tow that I used to dread going but it's actually quite nice to swim in peace without a child going "mum!" Behind you 😂.
    I also did 24 laps so 2 better than before 👏🏻😁. I think that is my limit for now and I'd like to speed them up a bit rather than adding more. 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • daisy_1571
    daisy_1571 Posts: 2,139 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    KajiKita said:
    Your DD sounds like a savvy young woman - respect! :)

    If it helps you could send some pictures of the dishwasher (and unit) and the peninsula and see if Mr KK can help advise? (He does kitchens amongst many other things :) )

    As for Ex-Idiot telling you how to 'reach out to your son' ... My immediate reaction is just to laugh. The second is to see him unthinkingly adding another heap of wood to the bonfire that is his karma ... ;) 

    DS will cotton on to the value of you eventually, just like DS1 did :) Hang on in there and hugs in the meantime x

    KK   
    Oh I will take some pics and send them to you. We are utterly baffled.

    And I really hope so I feel utterly deflated since seeing the pics of him cosied up to the new gf whom he calls step mum - ex has been dating this woman less than a year?! I find it so odd and also quite impressive how ex manages to get his gfs accepted so easily when my DP has been around since DS was 9 and he is still only partially accepted - usually ignored by DS with much contempt. I find it heartbreaking as DP is ten times the man exidiot is.
    I think that you've hit on the nub of the issue right there.  While young we only see what we interpret as 'the good stuff', we don't appreciate who is actually morally better but as we mature we start to appreciate that the stuff we didn't enjoy as kids and teenagers really was the good stuff.  It was that that showed our parents and other care givers were doing the best for us, trying to help us become better healthier adults.  Its like someone buying takeaway every night versus the person telling you to eat your veg and only giving you one sweetie not the whole packet.  When you're young and immature you are gonna want the first guy being your full time carer.  Once you grow up you realise the second guy was the one who genuinely had your best interests at heart.  He'll look back and see things quite differently to how he sees it right now.

    If you can, try to be happy that he's (hopefully) got a good relationship with the current stepmum.   A photo can of course be very misleading but you must want him to be living with someone he likes and gets on with.  

    Once he's done more growing up he might well look back on his relationship with your partner a bit shamefaced.  He probably got into the habit of how he reacts to him and, being a teenager, he doesn't know how to stop being that way now.  Maybe at 9 he, consciously or otherwise, blamed him for you and the dad breaking up (even if in actuallity it was nothing to do with that in his head who knows how he felt) or saw him as the obstacleto you getting back together, but you've both had a good influence on him and underneath the teenagerness he sounds a good kid so if you look at it that he is getting a chance to react positively to the new girlfriend who he is meeting as an almost-adult and can treat her without the layers of emotions.   Itsxquute different to meeting your partner at 9. 

    Kinda like the old Kevin and perry sketches.   They were both gruesome in their own houses but perfect and polite out in the real world.  That shows they know how to behave due to the teaching of the family even though they don't react that way at home lol, I'm sure your boy is like that too, you just don't usually get to see it, you get gruesome ds lol

    Dxxx


    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.