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Buying a little piece of Middle England; Manifesting my way to mortgage free.
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takeaways are designed for such days, well done on how far you've got
D22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1 -
The takeaway should come from the kitchen budget. It sounded just needed. I’m sure in morning the drawers will seem obvious!Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
Takaways are allowed.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
🤣 @KajiKita @Watty1 these drawers are drawers that fit inside big drawers and we can't figure out the order of how to do it. I've had a look online though and it's a little easier to understand than the instructions they send... we'll see if we can crack that one today 🫣
@beanielou @daisy_1571 thanks I feel like after this many takeouts we need permission 😆🙈. We've had far too many!
I'm half way through the skirting already today and it needs another coat the paint is horribly thin. Teach me for buying cheap...!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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DP has succeeded in working out how to put the small drawers inside the bigger drawer! Hooray!! 👏🏻
Then we have the problem of which hinge to use on a corner cupboard 🤣 we tried them all. Got it on. Then found ANOTHER hinge which was the right one. Argh!
We left it mid task and downed tools for dinner. I wasn't feeling too well earlier and felt super nauseous so actually went to lay down for a bit. Felt better when I came back and DP has sorted two out of six of the awkward cupboards. Four more to go 😬
The delivery didn't have the worktops! I must have them on tomorrow's one. Also a large cupboard I ordered never arrived 🤔 so need to see if that is on tomorrow's one too. All wall cupboards are hung with shelves, hinges and doors done. Just the ones around the fridge to do but that's another part of the kitchen so I didn't count that 🤣. Most floor ones done too with doors and shelves and pull outs and drawers etc where needed. It is looking more and more like a kitchen rather than a dining room now 😁👏🏻.
Early night for me I think as really not feeling great. I've been cold since yesterday too got a bit of a chill 🥶.
Spent £25 on v1nted for DP he's ruined his shorts. Got a few pairs and a couple of polo shirts so not bad.MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Have you been remembering to drink plenty liquuds? Its so easy to go hours without drinking when busy
Dxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'0
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