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Buying a little piece of Middle England; Manifesting my way to mortgage free.
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Well how is this for a quick manifestation. I went onto v1nted to get ds some ski bits even on there they were pretty expensive for branded stuff. So I ended up buying cheap in the sale from Mr Lids and said I'd get him better stuff before the actual holiday (he needed bits for the lessons he had). I went into work and was talking to someone on Thursday or Friday 🤔 forget when ...and we somehow got onto the ski trip ds is going on and she said omg I have a tonne of stuff we bought over ten years ago and we never used as we cancelled the holiday! Do you want it? She went off home and this morning she messaged me and found me and gave me a bag of stuff and said she may have more but has to look. One pair of ski trousers, one pair of gloves and two pairs of socks for skiing all no fear which I think must be better wearing when you're a teen rather than the lid stuff! 😆 ....just need a jacket now! Didn't have to pay anything for it either as she said it was going to charity and didn't want anything for it! 🙏🏻 Saved us a few pennies huh! And it was all brand new too. And fits DS and DP 😊
Onto manifesting a jacket now....🙈😆MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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That’s amazing.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Happy for you!!!1
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Nice one, well done!1
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Excellent manifesting. 👍👍👍
Fingers crossed a nice ski jacket just the right size comes your way very soon
💫💫💫♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
Thanks all !!
I had a half day today. Unexpected but grateful for it..I came home and got my meditation in before I need to leave again to get DD. I will then take her for the extractions. I'm hoping no queues at dentist. I'm debating getting some hair colour too whilst near the shops. I've a lot of grey come through lately and I think it might perk me up a bit. So vain I know. I'm lazy with upkeep though that's what puts me off bothering 😂.
Plant balls and pasta for dinner I'll make DD some veg soup instead. If I make enough she's got enough for a couple of days.
I walked into work this morning and turned down the offer of a lift. My foot has started hurting again though so not too happy about that. I've started listening to a podcast on the way as I have one very busy noisy road I need to walk down on the way to work and I think it's what's been putting me off walking...it can be deafening in rush hour.
NSD so far I will report back if I bothered with hair dye or not 🤔😊🤭.
Day off tomorrow and I'm hoping for a lay in as I'm super tired. Thankfully the orthodontist is at 12;30 so don't need to get up early for that.MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Aw my poor DD 🥺😥 she is super upset after the dentist. I think it was a bit traumatising as she knew what to actually expect this time. I could see her shaking 😓. I was holding her hand throughout and I don't do dentist/ or blood very well. But she was super upset. She has pain still from the ones out last week. Think she's fed up and also fed up of soft foods. Can't even get her to come round to the idea of 'it'll be worth it though ' this time.
I've told her she can have the morning off school if still in pain. She was only going in for an hour and half anyway and then we have to travel an hour to the orthodontist 🙈MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Also not a NSD I bought a treatment for my hair and a dye. £12 in all though so I didn't think that too bad.MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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ahhh poor thing. It is really unpleasant having teeth out, but the mouth does heal really quickly. So hopefully with some painkillers for a few days she will be fine and a monring lie will be a nice treat!!♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
Just a word of warning, couscous seems like a great soft option but it gets stuck in the holes and is tricky to
remove.Don't ask how I know this.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo3
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