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Buying a little piece of Middle England; Manifesting my way to mortgage free.
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I really hope everything gets sorted at your work. I don't for a second think you should have to put up with the treatment you are getting from that student, but I also really hope that something can be done to help him, as I can only imagine what is happening away from school to make him behave like that. Fingers crossed for a good outcome for everyone.Save £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
April take lunch to work goal - 3 of 123 -
KeepOnKnitting said:I really hope everything gets sorted at your work. I don't for a second think you should have to put up with the treatment you are getting from that student, but I also really hope that something can be done to help him, as I can only imagine what is happening away from school to make him behave like that. Fingers crossed for a good outcome for everyone.
As sad as it is I can't excuse his behaviour anymore when he's made three of us feel intimidated now and fearful of what he might do.
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Gawd what a stressful morning. my nerves are shot to pieces and I'm ready to go home already. Two hours left after lunch I guess, so I can do this ....but am I glad it's the weekend after work.
I've cashed out some money on surveys. I've also done another £10 survey so have £20 almost pending. £6 paid out already 🙏🏻 small gratitudes...MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Sorry that you have had such a stressful morning.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
The working week is over. Thank effing god. This afternoon which should have been quiet and nondescript nothingness of a math lesson and a social turned into me breaking up a huge fight, writing statements and calling security 🤦🏻♀️🤦🏻♀️🤦🏻♀️ someone please pass me a very large G&T and come and cook my dinner for me 😭.
Just paid last MOP across for the month, so January final is £103.27. If I didn't have a mortgage I would not be working or at least I would be very choosy with my job. This job I have now spurs me on to pay it down. I need to make a better plan on paying it down quicker. I can't deal with this for another twenty years 🙈MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Sorry to hear about streasful job, full respect to anyone that works with children, hope you have a restful weekend.
Also wanted to say a big thank you for sharing your story it was great and amazing how far you have come, what an inspiration. Also thank you for the book recommendation will be picking that one up to look at as looks very helpful 😊Debt 13-1-25 - £39K!!!
Mortgage 13-1-25 - £63K
Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest2 -
You are a very strong and kind person. Your employers are lucky to have you!I hope you get to have restful weekend and find some joy within it 😊❤️
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Baldybear said:Sorry to hear about streasful job, full respect to anyone that works with children, hope you have a restful weekend.
Also wanted to say a big thank you for sharing your story it was great and amazing how far you have come, what an inspiration. Also thank you for the book recommendation will be picking that one up to look at as looks very helpful 😊MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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KajiKita said:You are a very strong and kind person. Your employers are lucky to have you!I hope you get to have restful weekend and find some joy within it 😊❤️
KKespecially after I start complaining about my Friday! Ha!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Well today has been a spendy day. Most things were planned spends though- like bits for the front room DIY, and also a rug we were after (we picked up two and will take one back). Also stopped at a Toby and had lunch, I was feeling dizzy and nauseous and DP was hungry too so a bit of a payday/ date lunch treat. I also popped into town and got a very cheap tracksuit for lounging about in at home. I used to have a set but I ended up getting paint all over them and they eventually got binned.....so....must not paint in the new set!
ExH is a *insert whatever horrid name you can think of here that is appropriate*. He has new GF and all of a sudden he has a course that he must attend all the way through half term. What rotten luck huh...? That is of course assuming he is telling the truth which is highly unlikely knowing him. I'm going to assume instead he's taking his GF away. That is far more likely to be true as I've seen this pattern play out a hundred times before. In fact I had an inkling this would happen so I asked DD to check and see if their dad was picking them up in half term and ooooo no he can't now. Glad I know now rather than later so can make some plans. So...aside from the opticians, dentists that are already booked in half term I have said to DP why doesn't he take DS to a dry ski slope to have a go. Now that I have confirmation he's definitely on the trip after it was all confused (I think I said this already?!) I thought why not have a go first. DP loves skiing so he's more than happy to do this with DS. I am terrified of heights so have opted to not do itand passed the baton to DP. Instead me and DD will have a day trip out to maybe Meadowhall, maybe somewhere else for cinema, lunch and shopping trip. We will have fun regardless of idiot ex dropping the kids for the latest bit of skirt. Twit.
Anyway enough exH bashing. I won't waste any more energy on that (for now)....
DP is finishing off some jobs in the front room as I type, so I am up in the bedroom and OMG at DS music it is so loud and horrible and bangy no wonder kids are so angry these days. <<right after screaming at him once again to turn that XXXX down it's quieter now>> right off to do a study that popped up!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
1
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